AMEX Gold Ascent Credit Card

The AMEX Gold Ascent Credit Card from American Express is the perfect credit card for frequent travellers. It ensures to cover all the details of your travel with benefits every part of the way from your flight to hotel and car rental. You receive premium discounts for purchasing with participating service outlets and retailers. The card charges a moderate interest rate on all transactions (retail purchases, balance transfers and cash advances.)

Whether you're travelling to visit a friend living in Australia or going to Paris on vacation, you will have the ideal opportunity to discount travel expenses as you go about daily spending. With Membership Rewards Ascent you have exclusive access to gaining rewards with 7 leading airline reward programs. You can fly to hundreds of destinations with Singapore Airlines, Virgin Atlantic, Virgin Blue, Cathay Pacific, Malaysia Airlines, Thai Airways International, and Air New Zealand.

Every expense you charge to the card attracts a 1 point for every $2 spent. Points won't expire and there is no monthly or yearly cap which effectively means you'll always earn points as long as your card account remains current. Membership Reward points may be redeemed for travel benefits, car rental, and hotel accommodation. You could also choose to redeem points for gift cards granting access to goods at favourite stores and e-commerce sites.

Online fraud protection means you won't be billed for unauthorized online transactions provided you report such occurrences within 60 days after the first statement on which the error is documented was issued.

No annual fee will be billed to your account except you opt to boost your points. Boosting points will attract an $80 annual fee and double your earning rate to a point per dollar spent. Supplementary cards do not incur an annual fee.

With unrestricted online account access you can opt to receive statements online. You will be notified as soon as a monthly statement is available. Online statements contain detailed information on expenses in purchase categories, and points earned.

The AMEX Gold Ascent Credit Card from American Express is specially designed for Australian consumers who travel frequently for business and/or leisure purposes. The card comes with 44 interest free days. To gain acceptance you must be aged over 18 years and have an annual income exceeding $40,000. This requirement does not exclude the American Express credit approval criteria.