AMEX Gold Business Card

Australia's American Express Gold Business Card is ideal for business owners who are looking for a card that does all the work for them. With the ability to get detailed statements, additional cards, and a rewards program, the card has a little of everything, giving you the opportunity to manage your business without focusing on your credit card.

The card can be applied for online, making it easier than ever to obtain. Additional cards can be gotten for your employees to consolidate paperwork and be able to track expenses made by your staff. Plus, at the end of every month, you'll receive a detailed statement, breaking down expenses into categories. GST is itemized to be able to support GST input claims as well as simplifying BAS preparations. To make accounting even easier, the statements can be downloaded into financial software including Quicken and Microsoft Money.

AMEX credit card is accepted all over the world, so making purchases for your business is never a problem. Whether the expense is online or in a physical location, the purchase can be made without a hindrance. There's no pre-set spending limit on the card, so if a great business opportunity arises, the money is there to make the purchase. It gives you the chance to grow your business when you need without having to worry about the "right now" of financing or filling out credit apps at every store your company does business.

Viewing purchases on the card is easy. Purchasing history can be viewed on the monthly statements or from the convenience of a computer online. Plus, there's up to 51 credit free days, giving increased cash flow. This means that there's some reprieve between the time you make a purchase and when the credit card bill is due. This allows your business to focus on something other than credit cards and finances.

In addition to helping manage expenses, there are other great perks on the card. Domestic and overseas travel insurance comes with being a cardholder. There will also be access to the Membership Rewards Program, giving you points for the purchases you make. For every dollar you spend, you'll receive a reward point. These continue to accrue until you reach your desired limit to redeem. They don't expire and they don't cap out, as long as you keep your current.

The card can be applied for online. It only takes a few minutes of filling out personal information and a decision is determined within just a few minutes. The annual fee for the first year is waived and after that, the card fee is deductible as a business expense.