American Express Platinum MoneyBack Credit Card is a high grade card designed for those who want to earn cash on eligible purchases. Asides receiving guaranteed savings from this platinum card, you are covered by a range of benefits to make sure your experience is as smooth as possible.

A 44 interest free day period applies to those who do not carry a balance from the previous statement period. The interest rate is applies towards purchases, and cash advances. It remains highly competitive unless the account becomes severely delinquent. Cash advances are available at ATMs local and worldwide.

Being a newly accepted member, you are ushered into a MoneyBack program where you'll earn 5% MoneyBack on all purchases within the first 3 months or initial $6,000 spent whichever comes first. This amounts of a $300 savings during the first 3 months or on the initial $6,000 spent. After the first 3 months or $6,000 MoneyBack goes to 1% throughout the duration of account use. There's no limit to the cash earned for eligible purchases. MoneyBack earned is credited to the account the next statement period. This cash could be used to purchase a favourite product or cushion balance repayment commitments.

You pay a $99 annual fee. Supplementary cards are available at no extra cost. These cards are a good form of protection to family member and friends, and do not incur a separate annual fee.

The benefits are yet another reason to choose this offer. Purchase protection could be what you need to take care of buyers’ remorse after an impromptu purchase. Refund protection is also supported. Online purchases are secure and further protected with the online fraud guarantee covering victims of identity theft and unauthorized transactions who do not incur liability provided they report the situation in timely fashion and met certain conditions in the card agreement. A friendly customer support service is available round the clock.

Online account management grants unrestricted access to the card account allowing you check up on expenses or Money Back earned through preceding statement periods.

AMEX Platinum MoneyBack Credit Card is cash rewards card earning you cash on almost every spend. This is a great way to save or simply have more purchases with less cash spent.