AMEX Business Excellerator Credit Card

The AMEX Business Excellerator Credit Card from American Express is the perfect card for business owners looking to consolidate business expenses into a single account while taking advantage of reward benefits and simple facilities often missing on competing cards. The standard interest rate covers purchases, balance transfers and cash advances. This rate may vary from time to time according to terms. The card supports cash withdrawals at ATMs around the world accepting the AMEX brand.

As an entrepreneur, one reason you should consider applying for this product is its rewards and business savings program. On the rewards program every expense linked to the account is awarded 2 membership points to the value of dollar spent. You continue earn double points for the dollar till you accumulate 300,000 points after which the earning rate goes down to a membership point per dollar spent. To top it off, there is no yearly cap or expiry on points earned. In addition the earning rate is reset annually to give you the full benefit of double miles every year.

Membership points qualify the cardholder to redeem various rewards including Cashback, travel benefits, gift cards and merchandise. You can opt to pay off your balance using points earned or take a free flight to a preferred destination with no seat restrictions or blackout dates. It's also good to know that membership points accrue on expenses charged to both the basic and supplementary employee cards.

The Business Savings program unlocks access to fantastic business discounts with participating merchants and retailers in different locations around the world. Being a business card that sincerely cares about your business, every cardholder has access to online monthly statements that are downloadable and easily integrated into spreadsheet software including Microsoft Excel, Quicken, and MYOB. This process could save a lot of time when preparing budgetary and expenses reports. These statements meet ATO requirements for GST reporting.

With up to 55 interest free days you will have a lot of time to pay up in full or maintain your balance with minimum payments allowing you spend and expand your business without stress.

A $160 annual fee is charged.

The AMEX Business Excellerator Credit Card from American Express comes with a 90-day money-back satisfaction guarantee that will reimburse your annual fee is you're completely unsatisfied with the credit card.