The ANZ First Visa Card is a standard credit card gives you access to a reasonable amount of credit. You can take advantage of an intro period on balance transfers with a special rate to be charged on transfers over a 6 month period. Purchase transactions incur highly competitive interest rates with up to 44 interest free days if you pay on time.

The card charges a $30 annual account fee. This annual fee is waived during your first year in charge. As cardholder you can order up to three additional cards at no extra cost.

Internet Banking gives you unrestricted access to online statements with your expenses, cash advances, and balance transfers available to you at a glance. You can also contact customer support over the internet or by phone. ANZ Falcon is a security feature that offers continual protection with 24hr monitoring for suspicious transactions. With Online Guarantee you will have protection on internet transactions. If a fraudulent transaction is logged on your account, you won't be held liable provided you report such suspicious transaction in good time and haven't contributed to it.

As part of benefits for being a Visa cardholder, you'll gain access to Visa Entertainment benefits providing instant discounts on concert and movie tickets, home entertainment products, merchandise packages, and other offers you'd find on the Visa Entertainment website.

Extended Warranty is a feature that gives you as much as a 12 month additional warranty on applicable personal items. You can make use of a 90 day Purchase Security Insurance to repair and replace eligible items you purchased.

If you want a basic no-frills credit card, the ANZ First Visa Card could be perfect for you. The card does not feature a reward program but its other features will more than make up for that.

When applying you can customize your card by choosing one of various templates available or uploading your own personalized picture. As a Visa cardholder you'll have access to over 24 million outlets with internet, and mobile banking services at your disposal. Application acceptance is subject to meeting ANZ's credit criteria.