Credit Card Review & Application
ANZ Frequent Flyer American Express Gold Credit Card
This Card is NOT Available anymore
- Two cards (VISA+AMEX). One account. One credit limit. One statement
- Earn uncapped Qantas Frequent Flyer points from everyday purchases
- You could maximise your Qantas Frequent Flyer points1 earning when using your ANZ Frequent Flyer Gold American Express credit card.
- Continue to see your points grow with the convenience of 29 million locations worldwide when using your ANZ Frequent Flyer Visa Gold credit card.
- Total Annual Fee of $195 applies which includes a $140 Annual Account Fee and a $55 Rewards Program Services Fee.
Related Cards
| Intro APR: | 0%* |
| Intro Period: | N/A |
| APR: | 19.74% * |
| Annual Fee: | $195.00* |
| Issuer: | ANZ |
| Card Network: | American Express® |
| Card Category: | Consumer (Premium) |
| Card Type: | - Co-Branded Card - Instant Decision Card - Reward Card |
| Credit Needed: | Excellent* |
The ANZ Frequent Flyer American Express Gold Card is truly a gold credit card for Australian residents who desire to enjoy advantages from one of the most preferred frequent flyer programs in the country. The purchase and cash advance rates also charged separately is highly competitive and well within reasonable limits.
There is no introductory period but there's a long interest free day period granted during each billing cycle.
This credit card charges a $195 annual fee.
A 55 interest free day period is extended on all purchase transactions throughout each monthly cycle provided fees for the preceding month have been paid in full. The cards' minimum monthly payment is set at 2% of the outstanding balance or $10 whichever is greater.
Cardholders will earn uncapped frequent flyer miles applied to their Qantas Frequent Flyer miles account. Miles are awarded on all purchase transactions except cash equivalent transactions. A fixed earning rate of 1.25 points for every $1 dollar spent is applicable. Cardholders who purchase from ANZ bonus partners will earn bonus points. They may also redeem exclusive prizes at bonus partners. Cardholders may also take advantage of exclusive offers on American Express's Selects(R) website. A 90 day purchase security insurance policy protects purchases against loss, theft, and damage once charged to the card.
Additional benefits include access to commission free travellers cheques at designated ANZ bank offices. Cardholders are made privy to worldwide card replacement, the ANZ wine club, eDine, and ANZ Car Rental Cover. ANZ Falcon Security is a security feature designed to protect cardholders against fraudulent transactions.
Online account management makes available monthly online statements at no extra cost. Additional/supplementary cards are also available for a small fee. Supplementary cards will also earn points on eligible purchase transactions.
ANZ Frequent Flyer American Express Gold Card comes on the AMEX network with over 20 million accepting merchants and retailers spread around the world. The network is also widely accepted on the internet. Online applicants have a 60 sec response period.
Acceptance is subject to meeting eligibility criteria and meeting the $50,000 minimum income requirement set by ANZ.
The card features a $5,000 minimum credit limit.
| Reward Types: | - Airline Rewards Cards - Travel Rewards Cards |
| Reward Unit: | Point |
| Rewards: | - 1.2 point for every $1 spent. - Use your ANZ Frequent Flyer Gold credit cards at any of ANZ's Bonus Partners with the ability to earn Bonus Points |
| Yearly Limit: | None* |
| Other Benefits: | - Exclusive offers with American Express Selects - 90-day Purchase Security Insurance - Secure Sentinel - eDine - ANZ Wine Club - ANZ Car Rental Cover |
| Comments: | - Applicants should have $50000 minimum earnings to be eligible for this card. - Existing ANZ Frequent Flyer account holders (prior to 19 July 2009) can accept the addition of an ANZ American Express to their ANZ Frequent Flyer account. |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Introductory Period: | N/A* |
| APR on Purchases: | 19.74% * |
| Annual Fee: | $195.00* |
| Grace Period: | up to 55 days* |
| Min Finance Charge: | $0.50 |
| Min Credit Line: | $5,000 |
| Late Payment Fee: | $35.00* |
| Over Limit Fee: | $35.00 |
| Balance Transfer: | No |
| APR Cash Advances: | 20.99% |
| Cash Advance Fee: | 2.00% |
| Minimum Fee: | $10.00 |
| Additional Fees | For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account. |
You may also be interested in:
† Details of the ANZ Frequent Flyer American Express Gold Credit Card are subject to change without prior notice. We do not guarantee the accuracy of information provided after the last update (Mar 23, 2011) hence, we strongly advise visitors to check terms and conditions prior to completing the application process.
Featured Card
* * *