Credit Card Review & Application

Aussie MasterCard®

Aussie MasterCard

4.5

out of 5

- Just 2.99% p.a. on balance transfers for the 1st 12 months
- And only 9.99%p.a. on purchases for the 1st 12 months
- Reverts to one of the lowest ongoing rates around, currently just 13.29%p.a. on purchases
- Up to 55 days interest-free credit on purchases
- A low annual fee of only $49



Intro APR: 9.99%*
Intro Period: 12 months
APR: 13.29% *
Annual Fee: $49.00*
Issuer: Aussie Bank
Card Network: MasterCard®
Card Category: Consumer (Regular)
Card Type: - Instant Decision Card
- Low Interest Credit Card
Credit Needed: Good*

Aussie Master Credit Card is a low interest rates card charging minimum interest rates on card transactions. This card gives you the benefit of purchasing as you like without losing sleep on amounting interest rates. Balance transfers from credit cards charging higher interest rates are covered by the 12 month intro period during which a special rate is charged on approved transfers. Balance transfers are accepted from non-Aussie credit cards and store cards.

Purchases also qualify for a 6 month period with special interest rates. The adjusted rates on these transactions are one of the lowest you would find lasting this long. The period expires exactly 6 months after account opening and once it does a standard but still low interest rate is charged on both transactions. Up to 55 interest free days is also available on purchase transactions on meeting certain criteria. Cash advances are not included in the offer but will continue to incur competitive rates throughout.

Additional credit cards for family and friends to charge purchases on the primary account are available. When reporting your credit card as lost, stolen, or damaged, options to receive a new card in little or no time is made available. As cardholder you get access to customer service whenever you deem it necessary the customer support team will be on hand to give you quality response to suit your queries and claim a worried mind.

A competitive annual fee of $49 is charged. For this fee earn all the benefits mentioned and more. There is no rewards program but the benefits of low interest rates should far outweigh whatever benefits a rewards program would offer.

Aussie Master Card is the ideal credit card for individuals looking to incur minimum rates as they charge purchases to the card account. Credit available is based on credit worthiness but applicants will have equal opportunity to receive credit up to $15,000. Online applications are approved or denied within 60 seconds based on credit worthiness. You are not required to be an Aussie customer to qualify for this product. This offer is open to Australians and those with permanent residence only except otherwise stated.

Other Benefits: * See Terms & Conditions
Online Account Access: Yes
Introductory APR: 9.99%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 12 months*
APR on Purchases: 13.29% *
Annual Fee: $49.00*
Grace Period: up to 55 days*
Max Credit Line: $15,000
Late Payment Fee: N/A*
Balance Transfer: Yes
APR Cash Advances: 19.99%
 


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† Details of the Aussie MasterCard are subject to change without prior notice. We do not guarantee the accuracy of information provided after the last update (Apr 28, 2011) hence, we strongly advise visitors to check terms and conditions prior to completing the application process.




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