Balance Transfer Cards
- Featured Balance Transfer Card: Business Vantage Visa Credit Card
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- Flexible expense reporting
- BAS friendly - easy to calculate the GST
- $0 annual fee when you combine with a Business Banking transaction account as part of a Business Owners Transaction Package^
- 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.
- Comes with Business Cheque Account Plus* * *
Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia. Read more...
Balance transfers are ideal for individuals, for example, those having poor credit ratings looking to take advantage of improved credit and rates on competing credit cards. Card applicants have the opportunity to transfer balance from a current card to the one being applied for during the application process. Balance transfers incur a fixed transaction fee which is a percentage of the transaction involved. If the transfer goes through, the member is subject to incur interest rates sometimes higher than interest charged on purchases. A number of credit cards offering an introductory APR period may include balance transfers so you wouldn't incur interest on these transactions. The following credit cards have a balance transfer feature so you don't have to carry more credit cards than you need. Balance transfers listed below are reserved for the Australian market.
Balance Transfer Cards Listing
| Card | Stats | Rated | About | Take Action |
|---|---|---|---|---|
| IMB Gold Rewards Master Card | ||||
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4.0 out of 5 | An IMB credit card is, in fact, paperless money or in other terms plastic money, and this can be used all over the world in any ATM or purchasing outlet that shows the MasterCard Logo. Over 170 countries offer the MasterCard facility, and this is for you to enjoy spending anywhere. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| CUA Gold Rewards Master Card | ||||
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3.5 out of 5 | The CUA Gold Rewards Master Card offers a competitive and complimentary Rewards program. It does require good credit, and offers a credit line that is rather high. It can be used wherever Master Card is accepted. This card issued by Credit Union Australia can be applied for and used in Australia. These benefits are automatically available upon approval and receipt of this card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Suncorp Clear Options Plus Credit Card | ||||
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4.0 out of 5 | A Suncorp Clear Options Plus credit card is an easy credit card to obtain, and it gives the user great benefits and rewards. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| BOQ Gold Credit Card | ||||
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3.5 out of 5 | The Bank of Queensland Gold Credit Card is designed to give you savings and convenience. With a competitive incentive program and a low introductory rate on balance transfers, you might agree that it succeeds. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| St. George Amplify Rewards Card | ||||
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4.5 out of 5 | The St George & BankSA Amplify Rewards Card is the credit card for Australian residents looking for a rewards card that is rewarding, flexible, and provides freedom to the cardholder. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Suncorp Clear Options Standard Card | ||||
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4.5 out of 5 | The Suncorp Clear Options Standard Card is a Visa that offers privileges and special offers for cardholders. These include a Visa Entertainment package with added bonuses and savings. The annual fee is very low, and the interest rate for new balance transfers is considerably low as well. You must be a resident of Australia to apply for this offer, and it requires good credit. It can be used wherever Visa is accepted. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| St. George Vertigo MasterCard® | ||||
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4.0 out of 5 | The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Rewards Visa Credit Card | ||||
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4.0 out of 5 | Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest. |
Info Review Benefits Fees |
| Read More | ||||
| BOQ Platinum Credit Card | ||||
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4.0 out of 5 | Earning rewards and saving money is easy with the Bank of Queensland Platinum Credit Card. In fact, with low introductory rates, an impressive rewards program, and a bevy of other features, you may not need another card. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| HSBC Credit Card | ||||
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4.5 out of 5 | A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| BP Citibank MasterCard® | ||||
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4.0 out of 5 | The BP Citibank MasterCard is ideal credit card to complement every car owner offers interesting cut backs on petrol at BP outlets and everyday items. Extra benefits are available to complement the annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Emirates Citibank Platinum Credit Card | ||||
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4.0 out of 5 | The Emirates Citibank Platinum Credit Card is suited for frequent flyers that prefer to enjoy the complimentary pleasures of world travel in grand style. It comes with travel bonuses and a life-long discount plan on the balances transferred. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Citibank Business Credit Card | ||||
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4.0 out of 5 | Business owners will enjoy the supplementary benefits this Australian Citibank Business card has to offer. It offers a reward program and a special offer on balance transfers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| CitiBank Gold Credit Card | ||||
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3.5 out of 5 | The Citibank Gold Credit Card is the ideal card on which to consolidate all expenses even as you receive automatic participation in a range of card programs designed to make life easier. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX David Jones Credit Card | ||||
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4.5 out of 5 | The Amex David Jones Credit card offers gift points each time you spend on your credit inside and outside of David Jones. This card is ideal if you like to treat yourself to David Jones brands and each dollar you spend will turn into gift points which you can redeem in gift cards or travel vouchers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer Visa Classic Credit Card | ||||
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4.0 out of 5 | Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| CitiBank Clear Platinum Credit Card | ||||
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3.5 out of 5 | Open newer possibilities with this Citibank Clear Platinum card giving you even more benefits and card features that take the clear card to another level. It is a complete package for the intelligent consumer. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Platinum MoneyBack Credit Card | ||||
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4.5 out of 5 | Earn 5% MoneyBack with American Express MoneyBack Platinum credit card on virtually all purchases. There is a 44 day interest free period, and additional benefits to guarantee 24/7 platinum service. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Citibank Clear Credit Card | ||||
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4.5 out of 5 | Do you have a credit card charging over-the-top rates? The Citibank Clear Card is the ideal card for you to lessen the pressure from your current deal and enjoy the advantages of a low interest card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||

