Balance Transfer Cards

Featured Balance Transfer Card: Woolworths Everyday Money Credit Card
  • Woolworths Everyday Money Credit Card
  • Rated: 3.5 out of 5
  • Intro APR: 5.99% for 6 months*
  • Regular APR: 18.74% *
  • Annual Fee: N/A*

- Special offer: a bonus $50 shopping card (until 30 April 2010)
- No annual fee for 1st year, $49 thereafter
- 5.99% for 6 months on Balance Transfer
- Earn up to 3 points per $1 spent on purchases
- Earn a shopping card every 4 months
- Your choice of 4 fresh card colours
- Free additional card
* Card is issued by HSBC Bank Australia Limited.

* * *

This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies. Read more...

Balance transfers are ideal for individuals, for example, those having poor credit ratings looking to take advantage of improved credit and rates on competing credit cards. Card applicants have the opportunity to transfer balance from a current card to the one being applied for during the application process. Balance transfers incur a fixed transaction fee which is a percentage of the transaction involved. If the transfer goes through, the member is subject to incur interest rates sometimes higher than interest charged on purchases. A number of credit cards offering an introductory APR period may include balance transfers so you wouldn't incur interest on these transactions. The following credit cards have a balance transfer feature so you don't have to carry more credit cards than you need. Balance transfers listed below are reserved for the Australian market.



Get the money when you need it most - Australian Loan Offers

Balance Transfer Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
Virgin Money No Annual Fee Credit Card
Virgin Money No Annual Fee Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 6 months on BT*
  • APR: 18.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Virgin No Annual Fee Credit Card is being presented by Visa. It will give you full access to Visa's regular benefits and has an introductory APR rate. It also has bonus velocity points.

Info Review Benefits Fees
Virgin High Flyer Credit Card
Virgin High Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 6 months*
  • APR: 20.99%*
  • Annual Fee: $249.00*
4.0 out of 5

The Virgin Money High Flyer Credit Card has the Visa logo, giving you a number of benefits. With Virgin, you get travel perks in and out of the airport, too. The card is easy to use all around the world and you are able to transfer funds, too.

Info Review Benefits Fees
Virgin Flyer Credit Card
Virgin Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 20.99%*
  • Annual Fee: $99.00*
4.5 out of 5

The new Virgin Flyer credit card by Virgin money is the latest "next big thing" to come to the "Aussie" shores. This card has everything and a two for deal that will get you out and about in no time.

Info Review Benefits Fees
St. George Vertigo MasterCard®
St. George Vertigo MasterCard
  • Intro APR: 0.99%*
  • Intro APR Period: 12 months on BT*
  • APR: 13.24%*
  • Annual Fee: $55.00*
4.0 out of 5

The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: 3.99%*
  • Intro APR Period: 6 months on BT*
  • APR: 15.99%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees
St. George Gold Low Rate Visa Credit Card
St. George Gold Low Rate Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.99%*
  • Annual Fee: $79.00*
4.5 out of 5

If you live in Australia and are in the market for a new credit card, you might want to consider a new Gold Visa Card from St. George Bank. A Low Rate card, for example, could give you some options for saving money.

Info Review Benefits Fees
St. George Gold Low Rate MasterCard
St. George Gold Low Rate MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.99%*
  • Annual Fee: $79.00*
4.5 out of 5

No matter where you live, a good credit card deal is hard to pass up. In Australia, then, the financial team at St. George is a good place to start if you are interested in a new credit card with premium benefits.

Info Review Benefits Fees
St. George Amplify Rewards Card
St. George Amplify Rewards Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.74%*
  • Annual Fee: $79.00*
4.5 out of 5

The St George & BankSA Amplify Rewards Card is the credit card for Australian residents looking for a rewards card that is rewarding, flexible, and provides freedom to the cardholder.

Info Review Benefits Fees
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 20.99%*
  • Annual Fee: $199.00*
4.5 out of 5

If you live in Australia and are looking for a credit card, it might be wise to find one that offers benefits with Qantas airlines. This will allow you to earn Frequent Flyer miles while enjoying other premium services,

Info Review Benefits Fees
HSBC Platinum Credit Card
HSBC Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The HSBC Platinum Card is a credit card designed for eligible Australian residents who want to take advantage of receiving Platinum benefits and features that come with being a Platinum credit card holder.

Info Review Benefits Fees
HSBC Credit Card
HSBC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period.

Info Review Benefits Fees
Commonwealth Bank Platinum Credit Card
Commonwealth Bank Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $280.00*
4.0 out of 5

This Commonwealth Bank card gives you the peace of mind not many platinum credit cards offer. Receive exclusive CBA benefits and enjoyable discount on almost every spend.

Info Review Benefits Fees
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $24.00*
4.0 out of 5

This CBA credit card would help you with a reasonable credit limit and more importantly an opportunity for you to start repaying debt from a single account with very little interest charged.

Info Review Benefits Fees
Commonwealth Bank Gold Credit Card
Commonwealth Bank Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $144.00*
4.0 out of 5

This is the ideal Commonwealth Bank card for Australians who want a credit card providing sufficient credit to consolidate expenditure and bill payment at a very reasonable interest rate.

Info Review Benefits Fees
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $89.00*
4.5 out of 5

This Awards credit card from the Commonwealth Bank of Australia offers a rewards program, interest free period, and other complementary benefits to go with a friendly balance transfer offer.

Info Review Benefits Fees
Business Vantage Visa Credit Card
Business Vantage Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 17.15%*
  • Annual Fee: $0.00*
4.5 out of 5

Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia.

Info Review Benefits Fees
BOQ Platinum Credit Card
BOQ Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $199.00*
4.0 out of 5

Earning rewards and saving money is easy with the Bank of Queensland Platinum Credit Card. In fact, with low introductory rates, an impressive rewards program, and a bevy of other features, you may not need another card.

Info Review Benefits Fees
BOQ Gold Credit Card
BOQ Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $120.00*
3.5 out of 5

The Bank of Queensland Gold Credit Card is designed to give you savings and convenience. With a competitive incentive program and a low introductory rate on balance transfers, you might agree that it succeeds.

Info Review Benefits Fees
Aussie MasterCard®
Aussie MasterCard
  • Intro APR: 9.99%*
  • Intro APR Period: 12 months*
  • APR: 13.29%*
  • Annual Fee: $49.00*
4.5 out of 5

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates.

Info Review Benefits Fees



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