Balance Transfer Cards

Featured Balance Transfer Card: AMEX Platinum MoneyBack Credit Card
  • AMEX Platinum MoneyBack Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A N/A*
  • Regular APR: 20.49%*
  • Annual Fee: $99.00*

- 5% cashback for the first 3 months
- 1% MoneyBack 1% thereafter
- Unlimited Money back
- $99 annual fee
- Supplementary Card fee of $0
- 44 Interest free days

* * *

Earn 5% MoneyBack with American Express MoneyBack Platinum credit card on virtually all purchases. There is a 44 day interest free period, and additional benefits to guarantee 24/7 platinum service. Read more...

Balance transfers are ideal for individuals, for example, those having poor credit ratings looking to take advantage of improved credit and rates on competing credit cards. Card applicants have the opportunity to transfer balance from a current card to the one being applied for during the application process. Balance transfers incur a fixed transaction fee which is a percentage of the transaction involved. If the transfer goes through, the member is subject to incur interest rates sometimes higher than interest charged on purchases. A number of credit cards offering an introductory APR period may include balance transfers so you wouldn't incur interest on these transactions. The following credit cards have a balance transfer feature so you don't have to carry more credit cards than you need. Balance transfers listed below are reserved for the Australian market.

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Balance Transfer Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $89.00*
4.5 out of 5

This Awards credit card from the Commonwealth Bank of Australia offers a rewards program, interest free period, and other complementary benefits to go with a friendly balance transfer offer.

Info Review Benefits Fees
St. George Vertigo MasterCard®
St. George Vertigo MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 12.49%*
  • Annual Fee: $55.00*
4.0 out of 5

The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you.

Info Review Benefits Fees
Commonwealth Bank Gold Credit Card
Commonwealth Bank Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $144.00*
4.0 out of 5

This is the ideal Commonwealth Bank card for Australians who want a credit card providing sufficient credit to consolidate expenditure and bill payment at a very reasonable interest rate.

Info Review Benefits Fees
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $24.00*
4.0 out of 5

This CBA credit card would help you with a reasonable credit limit and more importantly an opportunity for you to start repaying debt from a single account with very little interest charged.

Info Review Benefits Fees
Commonwealth Bank Platinum Credit Card
Commonwealth Bank Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $280.00*
4.0 out of 5

This Commonwealth Bank card gives you the peace of mind not many platinum credit cards offer. Receive exclusive CBA benefits and enjoyable discount on almost every spend.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.74%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Classic Credit Card
ANZ Frequent Flyer Visa Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $95.00*
4.0 out of 5

Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate.

Info Review Benefits Fees
ANZ Rewards Visa Credit Card
ANZ Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $89.00*
4.0 out of 5

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Classic Credit Card
ANZ Frequent Flyer American Express Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $95.00*
4.0 out of 5

The ANZ Classic AMEX credit card is an eloquent card for the consumer interested in earning frequent flyer miles on eligible transactions. Card transactions are highly competitive with a low annual fee.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Gold Credit Card
ANZ Frequent Flyer Visa Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $195.00*
4.0 out of 5

The ANZ Visa Gold Visa credit Card features the highly sought after frequent flyer program. It's rates are competitive making for an all around package.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Gold Credit Card
ANZ Frequent Flyer American Express Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $195.00*
4.0 out of 5

The ANZ American Express Gold Card appeals to frequent flyer account holders and every Australian resident who takes occasional business or personal trips by air.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Platinum Credit Card
ANZ Frequent Flyer Visa Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $295.00*
4.5 out of 5

Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Platinum Credit Card
ANZ Frequent Flyer American Express Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $295.00*
4.5 out of 5

This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy.

Info Review Benefits Fees
ANZ Gold Rewards Visa Credit Card
ANZ Gold Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $79.00*
4.5 out of 5

The ANZ Rewards Visa Gold Card offers a very low annual fee and gives its card holders one reward point for each $1.50 spent on purchases with their card with a total maximum spend of $100,000 per year!

Info Review Benefits Fees
AMEX David Jones Credit Card
AMEX David Jones Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.74%*
  • Annual Fee: $99.00*
4.5 out of 5

The Amex David Jones Credit card offers gift points each time you spend on your credit inside and outside of David Jones. This card is ideal if you like to treat yourself to David Jones brands and each dollar you spend will turn into gift points which you can redeem in gift cards or travel vouchers.

Info Review Benefits Fees
St. George Amplify Rewards Card
St. George Amplify Rewards Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.49%*
  • Annual Fee: $79.00*
4.5 out of 5

The St George & BankSA Amplify Rewards Card is the credit card for Australian residents looking for a rewards card that is rewarding, flexible, and provides freedom to the cardholder.

Info Review Benefits Fees
Business Vantage Visa Credit Card
Business Vantage Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 17.15%*
  • Annual Fee: $0.00*
4.5 out of 5

Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia.

Info Review Benefits Fees
ANZ Low Rate MasterCard®
ANZ Low Rate MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 13.24%*
  • Annual Fee: $58.00*
4.0 out of 5

The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible.

Info Review Benefits Fees
CitiBank Clear Platinum Credit Card
CitiBank Clear Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 11.49%*
  • Annual Fee: $49.00*
3.5 out of 5

Open newer possibilities with this Citibank Clear Platinum card giving you even more benefits and card features that take the clear card to another level. It is a complete package for the intelligent consumer.

Info Review Benefits Fees



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