Featured Balance Transfer Card: Aussie MasterCard®

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• Rated: 4.5 out of 5
• Intro APR: 9.99% for 12 months*
• Regular APR: 13.29% *
• Annual Fee: $49.00*
• Review

- Just 2.99% p.a. on balance transfers for the 1st 12 months
- And only 9.99%p.a. on purchases for the 1st 12 months
- Reverts to one of the lowest ongoing rates around, currently just 13.29%p.a. on purchases
- Up to 55 days interest-free credit on purchases
- A low annual fee of only $49

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This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates. Read more...

Balance transfers are ideal for individuals, for example, those having poor credit ratings looking to take advantage of improved credit and rates on competing credit cards. Card applicants have the opportunity to transfer balance from a current card to the one being applied for during the application process. Balance transfers incur a fixed transaction fee which is a percentage of the transaction involved. If the transfer goes through, the member is subject to incur interest rates sometimes higher than interest charged on purchases. A number of credit cards offering an introductory APR period may include balance transfers so you wouldn't incur interest on these transactions. The following credit cards have a balance transfer feature so you don't have to carry more credit cards than you need. Balance transfers listed below are reserved for the Australian market.