Featured Balance Transfer Card: HSBC Platinum Credit Card

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• Rated: 4.0 out of 5
• Intro APR: 0% for 6 months on BT*
• Regular APR: 19.99% *
• Annual Fee: $0.00*
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- 0% p.a. balance transfer for 6 months1 from non-HSBC credit and store cards (a 2% handling fee will apply)
- No annual fee for the first year (a saving of $129)
- Visa Platinum Concierge Service
- Visa Platinum Airport Service
- Earn Rewards Points on every dollar you spend on purchases and choose your own rewards from travel to shopping to charity donations
- Comprehensive insurance package including International Travel Insurance, Extended Warranty insurance and Purchase Protection Insurance
- Priority 24-hour customer service
- Up to 55 days interest-free period4 when you pay the full balance by the due date

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The HSBC Platinum Card is a credit card designed for eligible Australian residents who want to take advantage of receiving Platinum benefits and features that come with being a Platinum credit card holder. Read more...

Balance transfers are ideal for individuals, for example, those having poor credit ratings looking to take advantage of improved credit and rates on competing credit cards. Card applicants have the opportunity to transfer balance from a current card to the one being applied for during the application process. Balance transfers incur a fixed transaction fee which is a percentage of the transaction involved. If the transfer goes through, the member is subject to incur interest rates sometimes higher than interest charged on purchases. A number of credit cards offering an introductory APR period may include balance transfers so you wouldn't incur interest on these transactions. The following credit cards have a balance transfer feature so you don't have to carry more credit cards than you need. Balance transfers listed below are reserved for the Australian market.