Featured Balance Transfer Card: St. George Platinum Credit Card

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• Rated: 4.0 out of 5
• Intro APR: 3.99% for 6 months on BT*
• Regular APR: 15.99% *
• Annual Fee: $89.00*
• Review

- Low Platinum 15.99% p.a. purchase rate*
- Low $89 Platinum annual fee
- 3.99% p.a balance transfer rate for up to 6 months***
- Up to 55 interest free days on purchases*
- Up to 3 additional cards for your friends or family, with all transactions on one statement
- Linked access to your other St.George accounts for the ease of one card banking
- Exclusive Platinum card programs offered by Visa

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This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge. Read more...

Balance transfers are ideal for individuals, for example, those having poor credit ratings looking to take advantage of improved credit and rates on competing credit cards. Card applicants have the opportunity to transfer balance from a current card to the one being applied for during the application process. Balance transfers incur a fixed transaction fee which is a percentage of the transaction involved. If the transfer goes through, the member is subject to incur interest rates sometimes higher than interest charged on purchases. A number of credit cards offering an introductory APR period may include balance transfers so you wouldn't incur interest on these transactions. The following credit cards have a balance transfer feature so you don't have to carry more credit cards than you need. Balance transfers listed below are reserved for the Australian market.