Balance Transfer Cards

Featured Balance Transfer Card: ANZ Rewards Visa Credit Card
  • ANZ Rewards Visa Credit Card
  • Rated: 4.0 out of 5
  • Intro APR: 0% for 3 months*
  • Regular APR: 19.74% *
  • Annual Fee: $89.00*

- 0% apr for 3 months
- 1.5 Reward Points for every $1 spent on purchases
- Receive 10,000 Bonus Reward Points1. Apply by 13 March 2012
- Redeem Reward Points for a wide selection of rewards including cash back, gift cards, shopping vouchers, and flights on any available seat, on any airline, at any time
- Uncapped points earning
- Competitive Total Annual Fee of $89
- Up to 44 days interest free credit on purchases

* * *

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest. Read more...

Balance transfers are ideal for individuals, for example, those having poor credit ratings looking to take advantage of improved credit and rates on competing credit cards. Card applicants have the opportunity to transfer balance from a current card to the one being applied for during the application process. Balance transfers incur a fixed transaction fee which is a percentage of the transaction involved. If the transfer goes through, the member is subject to incur interest rates sometimes higher than interest charged on purchases. A number of credit cards offering an introductory APR period may include balance transfers so you wouldn't incur interest on these transactions. The following credit cards have a balance transfer feature so you don't have to carry more credit cards than you need. Balance transfers listed below are reserved for the Australian market.



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Balance Transfer Cards Listing

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ANZ Rewards American Express Credit Card
ANZ Rewards American Express Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.74%*
  • Annual Fee: $89.00*
4.0 out of 5

ANZ Rewards American Express Card gives you the points earning power of two different cards with the convenience of one account, one monthly statement, and one annual fee.

Info Review Benefits Fees
HSBC Credit Card
HSBC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period.

Info Review Benefits Fees
ANZ Rewards Platinum Visa Credit Card
ANZ Rewards Platinum Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $149.00*
4.0 out of 5

The ANZ Rewards Platinum Visa Card is the ideal card for the individual who wants to advantages of having two credit cards with convenience of having only one account.

Info Review Benefits Fees
ANZ Rewards Platinum American Express Card
ANZ Rewards Platinum American Express Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $149.00*
4.0 out of 5

The ANZ Rewards Platinum American Express Card offers consumers the advantages of carrying two separate Platinum cards with the convenience and rewards of holding only one combined account.

Info Review Benefits Fees
ANZ Platinum Credit Card
ANZ Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 19.24%*
  • Annual Fee: $0.00*
4.0 out of 5

The ANZ Platinum Credit Card is the ideal card for the global traveler. It offers exceptional security and concierge services that are just not available with other credit card services. There is no annual fee for the first year and if you spend enough, over the set amount annually, the fee for subsequent years will be waived. This card offers all the bells and whistles for secure and safe traveling

Info Review Benefits Fees
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 20.99%*
  • Annual Fee: $199.00*
4.5 out of 5

If you live in Australia and are looking for a credit card, it might be wise to find one that offers benefits with Qantas airlines. This will allow you to earn Frequent Flyer miles while enjoying other premium services,

Info Review Benefits Fees
HSBC Platinum Credit Card
HSBC Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The HSBC Platinum Card is a credit card designed for eligible Australian residents who want to take advantage of receiving Platinum benefits and features that come with being a Platinum credit card holder.

Info Review Benefits Fees
St. George Vertigo MasterCard®
St. George Vertigo MasterCard
  • Intro APR: 0.99%*
  • Intro APR Period: 12 months on BT*
  • APR: 13.24%*
  • Annual Fee: $55.00*
4.0 out of 5

The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you.

Info Review Benefits Fees
Virgin Flyer Credit Card
Virgin Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 20.99%*
  • Annual Fee: $99.00*
4.5 out of 5

The new Virgin Flyer credit card by Virgin money is the latest "next big thing" to come to the "Aussie" shores. This card has everything and a two for deal that will get you out and about in no time.

Info Review Benefits Fees
Virgin High Flyer Credit Card
Virgin High Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 6 months*
  • APR: 20.99%*
  • Annual Fee: $249.00*
4.0 out of 5

The Virgin Money High Flyer Credit Card has the Visa logo, giving you a number of benefits. With Virgin, you get travel perks in and out of the airport, too. The card is easy to use all around the world and you are able to transfer funds, too.

Info Review Benefits Fees
Virgin Money No Annual Fee Credit Card
Virgin Money No Annual Fee Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 6 months on BT*
  • APR: 18.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Virgin No Annual Fee Credit Card is being presented by Visa. It will give you full access to Visa's regular benefits and has an introductory APR rate. It also has bonus velocity points.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: 3.99%*
  • Intro APR Period: 6 months on BT*
  • APR: 15.99%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees
Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • Intro APR: 5.99%*
  • Intro APR Period: 6 months*
  • APR: 18.74%*
  • Annual Fee: N/A*
3.5 out of 5

This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies.

Info Review Benefits Fees
Aussie MasterCard®
Aussie MasterCard
  • Intro APR: 9.99%*
  • Intro APR Period: 12 months*
  • APR: 13.29%*
  • Annual Fee: $49.00*
4.5 out of 5

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates.

Info Review Benefits Fees



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