Featured Balance Transfer Card: BP Citibank MasterCard®

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• Rated: 4.0 out of 5
• Intro APR: 1.9% 12 months*
• Regular APR: 20.89%*
• Annual Fee: $79.00*
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- Save up to $660* a year
- 5% off Petrol and anything you buy at BP
- 0.5% off all other purchases you buy anywhere else
- Save 2% on Avis car rental (on top of your 0.5%)
- Generous credit limit up to $25,000*
- 1.9% p.a. for 12 months for all balances transferred

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The BP Citibank MasterCard is ideal credit card to complement every car owner offers interesting cut backs on petrol at BP outlets and everyday items. Extra benefits are available to complement the annual fee. Read more...

Balance transfers are ideal for individuals, for example, those having poor credit ratings looking to take advantage of improved credit and rates on competing credit cards. Card applicants have the opportunity to transfer balance from a current card to the one being applied for during the application process. Balance transfers incur a fixed transaction fee which is a percentage of the transaction involved. If the transfer goes through, the member is subject to incur interest rates sometimes higher than interest charged on purchases. A number of credit cards offering an introductory APR period may include balance transfers so you wouldn't incur interest on these transactions. The following credit cards have a balance transfer feature so you don't have to carry more credit cards than you need. Balance transfers listed below are reserved for the Australian market.