BOQ Gold Credit Card

It doesn't matter where on the planet you might live, credit is still a powerful tool for achieving financial independence. While it is certainly not a requirement for success, it is indeed very helpful if you know how to use it. Take the Bank of Queensland Gold Credit Card, for example. It offers an extremely low introductory interest rate on balance transfers for the first 6 months. That should give you just enough time to consolidate your existing accounts and formulate a plan to pay them off. This, of course, saves you money.

This card can also save you money through its International travel insurance option. When you use your credit card to make your reservations or other travel arrangements, you will also get complementary insurance that can help you with everything from medical emergencies to lost luggage or tickets or even if you miss your flight. Individually, each of these contingencies could result in costs that will quickly stack up so having them included in your travel package should be a welcomed alternative. Plus, they give you peace of mind that no matter what happens, someone is thinking about your best interests.

Speaking of insurance, you will also get Purchase Cover Insurance when you use this card to buy the things that you need and want. Whatever it is that you buy; this card will provide insurance that protects you against theft, damage, or even loss of the item or items for up to three months. All of the insurance provided is the result of an agreement between Zurich Australian Insurance Limited ABN and Citigroup Pty Limited; the former being the insurance company, obviously, while the latter is the card provider.

Finally, this card can really help you if you love to travel or if it is necessary for your livelihood. In this day and age, there is almost no such thing as a strictly local company. Many people are moving their small wares to the Internet, where they can expose their niche product or service or their convenient local business to the global market. As such, travel becomes a way of life. When you use your BOQ Gold Card, you will earn 1.75 Q Rewards Points for every $1 that you charge. Your points will never expire, so you can stack them up and store them for a family vacation, or for a last minute emergency or whim. You can use the points on any airline that regularly operates within Australia, including the major international companies.