BOQ Platinum Credit Card

If you are 18 years of age, have a permanent address in Australia, have a good credit rating with a taxable income of over $50,000 then you might want to consider an application for a Bank of Queensland Platinum Credit Card. It offers many comprehensive yet simple benefits that everyone can enjoy, however, if you like to travel or it is a requirement of your job, these features will certainly serve you well. This is because the travel incentives that are available with this card are highly competitive.

First of all, you can earn 2 Q points for every $1 that you spend. It doesn't matter whether you buy gas, groceries, housewares, or entertainment purchases, all sales count the same. You can use these Q points towards travel on any airline at any time, as long as they make regularly scheduled stops in Australia, of course. These Q points never expire, so you can hold on to them for as long as you like and plan the trip of your dreams. Or you can save them for a rainy day or for emergencies; it's all up to you. When you use your card to book your flight, international travel insurance will also be included, free of charge. This can help you with emergency medical or legal needs, lost luggage or tickets, and many other contingencies that could ruin or impede upon your vacation.

You might also enjoy that no matter what you buy, this card automatically extends the warranty for up to one year. If that isn't enough, you will also appreciate that you get access to high levels of Purchase Cover Insurance, which insures what you buy against theft, damage, or loss for up to three months! This means that you will always get more for your money, as long as you use this card!

Finally, you can enjoy a remarkably low interest rate for all existing balances that you transfer. This allows you to consolidate other balances that might have a higher rate so that you can pay them down quicker. Now, you should also be aware that this card has a markedly high annual fee, but it also comes with priority customer service that is exclusive to Platinum card members. You will have to weigh the convenience and savings benefits against this rate to determine whether or not this card is exactly what you are looking for.