Featured Cash Back Rewards Card: HSBC Credit Card

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• Rated: 4.5 out of 5
• Intro APR: 0% for 6 months on BT*
• Regular APR: 17.99% *
• Annual Fee: $0.00*
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- $0 Annual Fee for the life of the Credit Card
- 0%p.a. Balance transfer for the first 6 months when you transfer balances from non-HSBC credit and store cards (a 2% handling fee will apply)
- Winner of Money Magazine's 2010 'Best Transactor Credit Card'
Low interest rate of just 17.99% p.a 3 on purchases
- Up to 55 days interest-free on purchases4 when you pay the full balance by the due date
- Access to offers, discounts and benefits worldwide with HSBC's home&Away Privilege Program

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A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period. Read more...

Cash back reward cards award cash rebates as you spend. These are normal credit cards affixed with a special rewards program to encourage savings in those categories taking a toll on your finance. Card members earn a fixed percentage of all purchase transactions. These rebates accumulate till the member is qualified to redeem a cash check delivered to the billing address. Members who pay late are unlikely to qualify for rewards as experienced on most reward programs. Read our exclusive reviews for detailed information on each card and its accompanying program. If there's anything else you need to know, read the applicable card agreement. Cash Back Reward Cards listed below are reserved for the Australian market.