Featured Charge Card: AMEX Business Excellerator Credit Card

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• Rated: 4.0 out of 5
• Intro APR: N/A*
• Regular APR: 20.74% *
• Annual Fee: $160.00*
• Review

- 90 days Money Back satisfaction guarantee
- 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually)
- 12 statements per year that meet ATO requirements for GST reporting
- The Annual $160 Card Fee is tax deductible if the Card is used solely for business
- Up to 55 interest free days

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Here is the ideal Australian credit card for business owners who want ultimate control over their businesses. You can now monitor expenses like never before or get your money back if unsatisfied. Read more...

Charge credit cards work just like other cards except members are not allowed to carry over balance from the previous billing cycle. These credit cards are a great idea for consumers looking to avoid accumulating debt and interest payment. A charge card also helps individuals having below average credit build up a healthy payment history in no time. Charge credit cards often provide high credit lines based on credit worthiness. These cards are known to come with a rewards program so there's really no different between a charge and credit card and you'll probably get to know during the application process or after reading the card agreement. In reality a number of premium cards are actually charge cards requiring affluent members pay back in full all they've spent during a present billing cycle. Charge credit cards could be advertised to any credit type. Those listed below are reserved for the Australian market.