BP Citibank MasterCard is a discount earning card for car owners who find they spend a lot on petrol expenses.

The card gives consumers the privilege to save on expenses at BP stations. Additional are a low balance transfer rate throughout a pre-destined period and a generous credit limit. Cardholders are to pay a $79 annual account fee. This fee is somewhat on the high side but again cardholders who spend frequently should be contended. A promotional rate applies to balance transfers made without one year of account opening. Transfers during this period attract 2.9% p.a. and standard rate once the offer expires.

The Cashback rewards program awards 5% on the first $600 spent all purchases at BP outlets for every monthly statement period, in addition to the 0.5% cash back rebate cardholders receive on the first $5,000 spent on purchases at non-BP outlets during any statement period. A limited time offer allows cardholders earn 2.0% cash back in addition to the 0.5% they already earn on purchases with Avis rental. Cash back rebates earned during the month are automatically credited to the account the next monthly statement period. This ability to receive cash rebates consistently is a clear advantage over reward programs that normally restrict cardholders from redeeming until they accumulate a desired number of points. Cardholders with suspended or closed accounts will forfeit accumulated benefits. Earnings are subject to restrictions disclosed in the terms and conditions.

Cardholders may order to receive additional cards for friends and family. Each additional card participates in the cash program to accumulate cash back on each spend. Additional cards have a $30 annual account fee.

BP MasterCard Credit Card from Citibank is the ideal credit card for car owners requiring frequently top-ups and those who are traditional customers of BP. It's a good companion for receiving instant cash rather than having to build up to minimum levels on reward programs. Applicants with unblemished credit stand to receive higher credit limits for superior spending power. The card comes on the MasterCard network with acceptance in over 200 countries by millions of merchants and e-retailers.