CitiBank Silver Credit Card

The Citibank AU Silver Credit Card is reserved for Australian citizens and qualified residents who want to enjoy the many advantages of gaining membership to this Citibank credit card. Its rates are highly competitive making the card quite easy to maintain. Balances transferred during a limited time period will enjoy 2.9% p.a. for 12 months. To ensure you clear up debt in no time and save as much as possible from otherwise high interest cards, this balance transfer feature is flexible, easy to use and applicable with almost any non-Citibank credit or store card. Balance repayments are first applied to balances transferred before retail purchases or cash advances.

You will earn a reward point for every dollar spent on the rewards program. Reward points do not expire provided the card account remains active. Points qualify for Cashback, merchandise, gift cards and other benefits. The Citibank Take Flight is a solid travel program that lets you redeem reward points for benefits including travel vouchers, Take Flight Cashback and other travel rewards.

Citibank World Privileges is another program that lets you in on discounts, benefits and rewards when purchasing from participating hotels, shops and retailers in dining, shopping, and travel purchase categories. On every item you purchase, you stand a chance to gain a discount of up to 25%.

As cardholder you may order additional cards for family and friends. Each additional card is linked to the primary account. A $69 annual account fee is billed to the primary account holder. Any additional card order will incur a $15 annual fee.

Fraud Shield is a special program that alerts you once a potentially fraudulent transaction is logged on your account. This way you can immediately take the necessary steps prior to things getting worse. Frequent shoppers will love the purchase cover, an insurance coverage protecting personal items for up to 90 days after purchase. If an item is reported as lost, stolen, or damaged you can have it repaired or replaced.

The Citibank Australian Silver Card is just a step below a platinum card. If you want platinum benefits but don't have sufficient credit then this card is perfect for you.