Commonwealth Bank Gold Credit Card

The CBA Gold Card issued by Commonwealth Bank is the right card for the right consumer who wants more than a basic card to work with. The Gold card grants access to numerous card features and benefits that are almost always applicable to you.

Customers will receive an additional AMEX card that will be linked to one account at no extra cost and same interest rate.

Consolidate your bills into a single account. When you make use of the balance transfer feature, you'll incur a very low interest rate on transferred balances. The intro offer lasts throughout a 9 month period.

Purchase transactions also incur a reasonable interest rate but if you happen to be an existing commonwealth customer, your purchase transactions will participate in the intro period giving you the perfect opportunity to make use of your credit limit with no recourse to accumulating debt from interest.

The card charges a $144 annual fee. Apply for a Commonwealth Bank home loan or Viridian Line of Credit when applying for this card and you'll enjoy a first year waiver on the annual fee.

Now, if you're a frequent spender or frequent traveller here is some cheering news. Anytime you use the CBA Gold Card for most purchases and bill payments you earn a Commonwealth Awards point for every dollar spent.

You then use points earned to redeem shopping, entertainment and travel benefits; merchandise packages, gift cards or to pay up your card balance.

If you intend saving for a vacation or air travel you can sign up to the Qantas Frequent Flyer Direct or the Velocity Frequent Flyer program and points earned will be transferred automatically for travel benefits.

Other travel benefits you should expect are complimentary International Travel Insurance, commission-free travellers' cheques, and Travel Plus, an exclusive service for booking your flight, accommodation and other travel arrangements.

With Purchase Security Insurance you will be able to replace a lost, stolen or damaged item within 90 days of purchase. Extended Warranty Insurance is yet another shopper friendly feature granting you up to a one year addition to the existing manufacturer's warranty on large purchases.

The CBA Gold Card is issued by Commonwealth Bank. With MasterCard PayPass checking out at the counter is much easier and faster. You no longer have to enter a PIN or sign to check-out. Just tap a PayPass reader and you're good to go.