Commonwealth Bank Low Fee Credit Card

The Commonwealth Bank CBA Low Fee Card is dedicated to ensuring that you have a lovely experience. The card happens to be a standard credit card and as the name would suggest one that charges you low fees.

The card offers a 9 month intro period applied towards balance transfers. Once approved you can transfer balance from an Australian credit card or store card giving you more control over your debt with little interest accruing if you choose to pay in instalments. If you're an existing customer of the Commonwealth Bank, this intro period will also cover your purchase transactions. Once the intro period expires you become to incur a competitive rate on purchases, balance transfers, and cash advances.

The card charges a $24 annual fee for non-commonwealth bank customers. If you're already a customer you wouldn't incur an annual fee provided total annual expenses charged to your card account exceeds $1,000. You can order a free additional card for a family member or close friend.

As cardholder you have access to a range of MasterCard benefits. MasterCard Applause is a website giving you instant access to movie, sports, and concert bookings. You also enjoy added security with the MasterCard SecureCode logo displayed when you're shopping online. And the card comes with an enhanced security ship with added protection and fraud detection mechanisms.

The CBA Low Fee Card comes on the MasterCard network with access to over 24 million merchants and retailers. You can use your card for internet, phone, and ATM transactions in over 200 countries. With MasterCard PayPass you no longer have to punch in a PIN code or sign when making a purchase less than $35. Just tap the PayPass reader and the transaction is completed.

During the application process you'll be presented with two optional features. The Secure Sentinel feature allows you report a credit card as lost or stolen along with contents in your wallet by calling a designated phone number. CreditCard Plus is a sort of insurance cover that takes care of your balance in event you become unable to work. Both features charge a small fee if you opt to sign up.