Australian Credit Cards

Featured Australian Credit Card: Virgin Money No Annual Fee Credit Card
  • Virgin Money No Annual Fee Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: 2.9% for 6 months on BT*
  • Regular APR: 18.99% *
  • Annual Fee: $0.00*

- Choosing one of the six fetching colours before they run out is just the beginning (6 great colours to choose from)
- No Annual Fee. Ever.
- 2.9% p.a. for first 6 months (20.99% p.a. thereafter) on balance transfers
- Access to all the great Virgin family offers
- Enjoy up to 44 Interest free days

* * *

The Virgin No Annual Fee Credit Card is being presented by Visa. It will give you full access to Visa's regular benefits and has an introductory APR rate. It also has bonus velocity points. Read more...

The following credit cards are designed for all segments of the Australian market including individuals and business owners in search of credit. These credit cards are designed for everyone including those with bad or poor credit ratings. You just have to search for the right card waiting for you. Things to watch for when applying for a card include interest rates, annual fee, intro rates, and a rewards program applicable to purchase categories on which you spend frequently. Note that most of these benefits are usually reserved for applicants with good or excellent ratings. It's also wise to go through the card agreement before submitting an application. Feel free to compare cards after reading our exclusive reviews. Credit cards listed below are reserved for the Australian market.



Get the money when you need it most - Australian Loan Offers

Australian Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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ANZ Platinum Credit Card
ANZ Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 19.24%*
  • Annual Fee: $0.00*
4.0 out of 5

The ANZ Platinum Credit Card is the ideal card for the global traveler. It offers exceptional security and concierge services that are just not available with other credit card services. There is no annual fee for the first year and if you spend enough, over the set amount annually, the fee for subsequent years will be waived. This card offers all the bells and whistles for secure and safe traveling

Info Review Benefits Fees
AMEX Velocity Business Card
AMEX Velocity Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $249.00*
4.5 out of 5

The AMEX Velocity Business Card is the ideal card designed for the business traveler. It has amazing advantages over other credit cards allowing you to earn substantially higher reward rates, business software that allows you to download statements directly to accounting software and credit-free days.

Info Review Benefits Fees
AMEX Velocity Platinum Card
AMEX Velocity Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $349.00*
4.5 out of 5

The AMEX Velocity Platinum Card is the ideal card designed for the traveler in you. It has amazing reward point potential with Velocity points per dollar spent at Virgin Australia group and less points earned on every dollar for purchases elsewhere. Just for obtaining one you will receive a complimentary return domestic flight on Virgin Australia every year.

Info Review Benefits Fees
Virgin High Flyer Credit Card
Virgin High Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 6 months*
  • APR: 20.99%*
  • Annual Fee: $249.00*
4.0 out of 5

The Virgin Money High Flyer Credit Card has the Visa logo, giving you a number of benefits. With Virgin, you get travel perks in and out of the airport, too. The card is easy to use all around the world and you are able to transfer funds, too.

Info Review Benefits Fees
AMEX Platinum Business Card
AMEX Platinum Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $1,200.00*
4.5 out of 5

The American Express Platinum Business Card makes it easy for Australian business owners to make purchases and track their expenses with detailed summaries, leaving them more time to manage their business.

Info Review Benefits Fees
HSBC Platinum Credit Card
HSBC Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The HSBC Platinum Card is a credit card designed for eligible Australian residents who want to take advantage of receiving Platinum benefits and features that come with being a Platinum credit card holder.

Info Review Benefits Fees
AMEX Platinum Reserve Credit Card
AMEX Platinum Reserve Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $395.00*
4.5 out of 5

The American Express Platinum Reserve Credit Card gives residents of Australia membership points and travel rewards including a free Virgin Blue economy return flight every year the card is active.

Info Review Benefits Fees
AMEX Qantas Discovery Credit Card
AMEX Qantas Discovery Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
4.5 out of 5

Australians can get travel rewards with the Qantas American Express Discovery Card. The card features no annual fee and ways to earn Qantas frequent flyer miles per dollar on qualifying purchases.

Info Review Benefits Fees
Virgin Flyer Credit Card
Virgin Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 20.99%*
  • Annual Fee: $99.00*
4.5 out of 5

The new Virgin Flyer credit card by Virgin money is the latest "next big thing" to come to the "Aussie" shores. This card has everything and a two for deal that will get you out and about in no time.

Info Review Benefits Fees
AMEX Qantas Business Card
AMEX Qantas Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $299.00*
4.0 out of 5

The Amex Qantas Business card is the ideal credit card to simplify your business, offering you frequent flyer points for each dollar you spend. This is the card for you if you are running your own business and travel reqularly.

Info Review Benefits Fees
AMEX Velocity Gold Card
AMEX Velocity Gold Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $199.00*
4.0 out of 5

The AMEX Velocity Gold Card is the ideal card designed for the business traveler. This card allows you to earn substantial reward points earning points for every dollar spent on purchases through Virgin Australia group and even more points on every dollar spent elsewhere. Just for obtaining, you will begin accumulating rewards immediately with bonus Velocity points.

Info Review Benefits Fees
AMEX Platinum Edge Credit Card
AMEX Platinum Edge Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 24.74%*
  • Annual Fee: $149.00*
4.5 out of 5

The AMEX Platinum Edge Credit Card by American Express gives its users maximum benefits with their 3-2-1 rewards program, as well as up to four supplementary cards with no annual card fee.

Info Review Benefits Fees
AMEX Qantas Premium Credit Card
AMEX Qantas Premium Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $149.00*
4.5 out of 5

American Express Quantas traveller's Premium credit card charging highly competitive rates with a travel rewards program and other exclusive benefits. Minimum income requirement is $40,000 p.a. in addition to having good credit to qualify.

Info Review Benefits Fees
HSBC Credit Card
HSBC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period.

Info Review Benefits Fees
ANZ First Visa Credit Card
ANZ First Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.24%*
  • Annual Fee: $30.00*
3.5 out of 5

This credit card from ANZ is a simple card for the consumer who wants a basic card on which to consolidate purchase transactions. Its prominent features are a low annual fee, intro period and competitive rates.

Info Review Benefits Fees
AMEX Gold Business Card
AMEX Gold Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $169.00*
4.0 out of 5

The American Express Gold Business Card is a perk for any business in Australia. The benefits are never-ending, giving cardholders downloadable, itemized statements and an adjustable spending limit that's not pre-set.

Info Review Benefits Fees
AMEX Platinum Card
AMEX Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $900.00*
4.5 out of 5

The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities.

Info Review Benefits Fees
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 20.99%*
  • Annual Fee: $199.00*
4.5 out of 5

If you live in Australia and are looking for a credit card, it might be wise to find one that offers benefits with Qantas airlines. This will allow you to earn Frequent Flyer miles while enjoying other premium services,

Info Review Benefits Fees
ANZ Frequent Flyer American Express Platinum Credit Card
ANZ Frequent Flyer American Express Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $295.00*
4.5 out of 5

This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy.

Info Review Benefits Fees



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