Australian Credit Cards

Featured Australian Credit Card: AMEX Gold Ascent Credit Card
  • AMEX Gold Ascent Credit Card
  • Rated: 3.5 out of 5
  • Intro APR: N/A N/A*
  • Regular APR: 20.49%*
  • Annual Fee: $0.00*

- $0 Annual Card Fee
- $2 spent = 1 Membership Rewards point
- 24/7 online account access with paperless statements
- Online fraud protection guarantee
- $0 Supplementary Card fee
- Up to 44 interest-free days
- Membership Rewards Ascent allows you to choose from travel or a wide range of merchandise

* * *

This American Express credit card is designed for Australian frequent travellers wanting a card to consolidate travel expenses and earn travel benefits and discounted purchasing. Read more...

The following credit cards are designed for all segments of the Australian market including individuals and business owners in search of credit. These credit cards are designed for everyone including those with bad or poor credit ratings. You just have to search for the right card waiting for you. Things to watch for when applying for a card include interest rates, annual fee, intro rates, and a rewards program applicable to purchase categories on which you spend frequently. Note that most of these benefits are usually reserved for applicants with good or excellent ratings. It's also wise to go through the card agreement before submitting an application. Feel free to compare cards after reading our exclusive reviews. Credit cards listed below are reserved for the Australian market.

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Australian Credit Cards Listing

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Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • Intro APR: 5.99%*
  • Intro APR Period: 6 months*
  • APR: 18.74%*
  • Annual Fee: N/A*
3.5 out of 5

This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies.

Info Review Benefits Fees
CitiBank Gold Credit Card
CitiBank Gold Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 12 months on BT*
  • APR: 20.74%*
  • Annual Fee: $149.00*
3.5 out of 5

The Citibank Gold Credit Card is the ideal card on which to consolidate all expenses even as you receive automatic participation in a range of card programs designed to make life easier.

Info Review Benefits Fees
CitiBank Clear Platinum Credit Card
CitiBank Clear Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 11.49%*
  • Annual Fee: $49.00*
3.5 out of 5

Open newer possibilities with this Citibank Clear Platinum card giving you even more benefits and card features that take the clear card to another level. It is a complete package for the intelligent consumer.

Info Review Benefits Fees
CitiBank Silver Credit Card
CitiBank Silver Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months on BT*
  • APR: 20.74%*
  • Annual Fee: $89.00*
3.5 out of 5

This Silver Australian credit card is the ideal card for frequent travellers and spenders to consolidate related expenditure. An intro period applies to balances transferred over a long term. Retail purchases and cash advances incur highly competitive interest.

Info Review Benefits Fees
ANZ First Visa Credit Card
ANZ First Visa Credit Card
  • Intro APR: 7.99%*
  • Intro APR Period: 6 months*
  • APR: 18.99%*
  • Annual Fee: $0.00*
3.5 out of 5

This credit card from ANZ is a simple card for the consumer who wants a basic card on which to consolidate purchase transactions. Its prominent features are a low annual fee, intro period and competitive rates.

Info Review Benefits Fees
CUA Gold Rewards Master Card
CUA Gold Rewards Master Card
  • Intro APR: 2.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 19.24%*
  • Annual Fee: $85.00*
3.5 out of 5

The CUA Gold Rewards Master Card offers a competitive and complimentary Rewards program. It does require good credit, and offers a credit line that is rather high. It can be used wherever Master Card is accepted. This card issued by Credit Union Australia can be applied for and used in Australia. These benefits are automatically available upon approval and receipt of this card.

Info Review Benefits Fees
BOQ Gold Credit Card
BOQ Gold Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 6 months*
  • APR: 20.24%*
  • Annual Fee: $120.00*
3.5 out of 5

The Bank of Queensland Gold Credit Card is designed to give you savings and convenience. With a competitive incentive program and a low introductory rate on balance transfers, you might agree that it succeeds.

Info Review Benefits Fees
ANZ Low Rate MasterCard®
ANZ Low Rate MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 13.24%*
  • Annual Fee: $58.00*
4.0 out of 5

The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible.

Info Review Benefits Fees
ANZ Gold Visa Card
ANZ Gold Visa Card
  • Intro APR: 7.99%*
  • Intro APR Period: 6 months*
  • APR: 18.99%*
  • Annual Fee: $87.00*
4.0 out of 5

The ANZ Gold Visa Card is reserved for individuals interested in low rates, travel benefits, high credit limits and speedy approval to sum it up.

Info Review Benefits Fees
BP Citibank MasterCard®
BP Citibank MasterCard
  • Intro APR: 1.9%*
  • Intro APR Period: 12 months*
  • APR: 20.89%*
  • Annual Fee: $79.00*
4.0 out of 5

The BP Citibank MasterCard is ideal credit card to complement every car owner offers interesting cut backs on petrol at BP outlets and everyday items. Extra benefits are available to complement the annual fee.

Info Review Benefits Fees
Emirates Citibank Platinum Credit Card
Emirates Citibank Platinum Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months on BT*
  • APR: 20.74%*
  • Annual Fee: $229.00*
4.0 out of 5

The Emirates Citibank Platinum Credit Card is suited for frequent flyers that prefer to enjoy the complimentary pleasures of world travel in grand style. It comes with travel bonuses and a life-long discount plan on the balances transferred.

Info Review Benefits Fees
St. George Vertigo MasterCard®
St. George Vertigo MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 12.49%*
  • Annual Fee: $55.00*
4.0 out of 5

The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you.

Info Review Benefits Fees
AMEX Blue Sky Credit Card
AMEX Blue Sky Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.0 out of 5

Do you travel frequently? Then this credit card is all you want to consolidate travel expenses. Interest charged on purchase transactions remains highly competitive and there is no annual fee.

Info Review Benefits Fees
AMEX Business Accelerator Credit Card
AMEX Business Accelerator Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $160.00*
4.0 out of 5

Here is the ideal Australian credit card for business owners who want ultimate control over their businesses. You can now monitor expenses like never before or get your money back if unsatisfied.

Info Review Benefits Fees
AMEX Platinum Card
AMEX Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $900.00*
4.0 out of 5

The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities.

Info Review Benefits Fees
Commonwealth Bank Gold Credit Card
Commonwealth Bank Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $144.00*
4.0 out of 5

This is the ideal Commonwealth Bank card for Australians who want a credit card providing sufficient credit to consolidate expenditure and bill payment at a very reasonable interest rate.

Info Review Benefits Fees
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $24.00*
4.0 out of 5

This CBA credit card would help you with a reasonable credit limit and more importantly an opportunity for you to start repaying debt from a single account with very little interest charged.

Info Review Benefits Fees
Commonwealth Bank Platinum Credit Card
Commonwealth Bank Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $280.00*
4.0 out of 5

This Commonwealth Bank card gives you the peace of mind not many platinum credit cards offer. Receive exclusive CBA benefits and enjoyable discount on almost every spend.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.74%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees



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