Australian Credit Cards

Featured Australian Credit Card: Aussie MasterCard®
  • Aussie MasterCard
  • Rated: 4.5 out of 5
  • Intro APR: 9.99% for 12 months*
  • Regular APR: 13.29% *
  • Annual Fee: $49.00*

- Just 2.99% p.a. on balance transfers for the 1st 12 months
- And only 9.99%p.a. on purchases for the 1st 12 months
- Reverts to one of the lowest ongoing rates around, currently just 13.29%p.a. on purchases
- Up to 55 days interest-free credit on purchases
- A low annual fee of only $49

* * *

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates. Read more...

The following credit cards are designed for all segments of the Australian market including individuals and business owners in search of credit. These credit cards are designed for everyone including those with bad or poor credit ratings. You just have to search for the right card waiting for you. Things to watch for when applying for a card include interest rates, annual fee, intro rates, and a rewards program applicable to purchase categories on which you spend frequently. Note that most of these benefits are usually reserved for applicants with good or excellent ratings. It's also wise to go through the card agreement before submitting an application. Feel free to compare cards after reading our exclusive reviews. Credit cards listed below are reserved for the Australian market.



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Australian Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • Intro APR: 5.99%*
  • Intro APR Period: 6 months*
  • APR: 18.74%*
  • Annual Fee: N/A*
3.5 out of 5

This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: 3.99%*
  • Intro APR Period: 6 months on BT*
  • APR: 15.99%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees
Virgin Money No Annual Fee Credit Card
Virgin Money No Annual Fee Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 6 months on BT*
  • APR: 18.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Virgin No Annual Fee Credit Card is being presented by Visa. It will give you full access to Visa's regular benefits and has an introductory APR rate. It also has bonus velocity points.

Info Review Benefits Fees
Virgin Flyer Credit Card
Virgin Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 20.99%*
  • Annual Fee: $99.00*
4.5 out of 5

The new Virgin Flyer credit card by Virgin money is the latest "next big thing" to come to the "Aussie" shores. This card has everything and a two for deal that will get you out and about in no time.

Info Review Benefits Fees
Virgin High Flyer Credit Card
Virgin High Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 6 months*
  • APR: 20.99%*
  • Annual Fee: $249.00*
4.0 out of 5

The Virgin Money High Flyer Credit Card has the Visa logo, giving you a number of benefits. With Virgin, you get travel perks in and out of the airport, too. The card is easy to use all around the world and you are able to transfer funds, too.

Info Review Benefits Fees
St. George Vertigo MasterCard®
St. George Vertigo MasterCard
  • Intro APR: 0.99%*
  • Intro APR Period: 12 months on BT*
  • APR: 13.24%*
  • Annual Fee: $55.00*
4.0 out of 5

The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you.

Info Review Benefits Fees
ANZ Low Rate MasterCard®
ANZ Low Rate MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 13.24%*
  • Annual Fee: $58.00*
3.5 out of 5

The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible.

Info Review Benefits Fees
ANZ First Visa Credit Card
ANZ First Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.24%*
  • Annual Fee: $30.00*
3.5 out of 5

This credit card from ANZ is a simple card for the consumer who wants a basic card on which to consolidate purchase transactions. Its prominent features are a low annual fee, intro period and competitive rates.

Info Review Benefits Fees
ANZ Rewards Visa Credit Card
ANZ Rewards Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.74%*
  • Annual Fee: $89.00*
4.0 out of 5

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Gold Credit Card
ANZ Frequent Flyer American Express Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: N/A*
  • APR: 19.74%*
  • Annual Fee: $195.00*
4.0 out of 5

The ANZ American Express Gold Card appeals to frequent flyer account holders and every Australian resident who takes occasional business or personal trips by air.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Platinum Credit Card
ANZ Frequent Flyer Visa Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $295.00*
4.5 out of 5

Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Platinum Credit Card
ANZ Frequent Flyer American Express Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $295.00*
4.5 out of 5

This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy.

Info Review Benefits Fees
ANZ Rewards American Express Credit Card
ANZ Rewards American Express Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.74%*
  • Annual Fee: $89.00*
4.0 out of 5

ANZ Rewards American Express Card gives you the points earning power of two different cards with the convenience of one account, one monthly statement, and one annual fee.

Info Review Benefits Fees
HSBC Credit Card
HSBC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period.

Info Review Benefits Fees
AMEX Platinum Edge Credit Card
AMEX Platinum Edge Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 24.74%*
  • Annual Fee: $149.00*
4.5 out of 5

The AMEX Platinum Edge Credit Card by American Express gives its users maximum benefits with their 3-2-1 rewards program, as well as up to four supplementary cards with no annual card fee.

Info Review Benefits Fees
ANZ Rewards Platinum Visa Credit Card
ANZ Rewards Platinum Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $149.00*
4.0 out of 5

The ANZ Rewards Platinum Visa Card is the ideal card for the individual who wants to advantages of having two credit cards with convenience of having only one account.

Info Review Benefits Fees
ANZ Rewards Platinum American Express Card
ANZ Rewards Platinum American Express Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $149.00*
4.0 out of 5

The ANZ Rewards Platinum American Express Card offers consumers the advantages of carrying two separate Platinum cards with the convenience and rewards of holding only one combined account.

Info Review Benefits Fees
ANZ Platinum Credit Card
ANZ Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 19.24%*
  • Annual Fee: $0.00*
4.0 out of 5

The ANZ Platinum Credit Card is the ideal card for the global traveler. It offers exceptional security and concierge services that are just not available with other credit card services. There is no annual fee for the first year and if you spend enough, over the set amount annually, the fee for subsequent years will be waived. This card offers all the bells and whistles for secure and safe traveling

Info Review Benefits Fees
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 20.99%*
  • Annual Fee: $199.00*
4.5 out of 5

If you live in Australia and are looking for a credit card, it might be wise to find one that offers benefits with Qantas airlines. This will allow you to earn Frequent Flyer miles while enjoying other premium services,

Info Review Benefits Fees



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