Australian Credit Cards

Featured Australian Credit Card: Aussie MasterCard®
  • Aussie MasterCard
  • Rated: 4.5 out of 5
  • Intro APR: 2.99%*
  • Intro APR Period: 6 months*
  • APR: 12.29%*
  • Annual Fee: $49.00*

- 2.99% p.a on purchases and balance transfers for the 1st 6 months
- Reverts to a low ongoing rate, currently 12.29% p.a. on purchases
- Up to 55 days interest free credit on purchases
- A 60-second response to your application
- Shop safely online at participating merchants with MasterCard Securecode

* * *

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates. Read more...

The following credit cards are designed for all segments of the Australian market including individuals and business owners in search of credit. These credit cards are designed for everyone including those with bad or poor credit ratings. You just have to search for the right card waiting for you. Things to watch for when applying for a card include interest rates, annual fee, intro rates, and a rewards program applicable to purchase categories on which you spend frequently. Note that most of these benefits are usually reserved for applicants with good or excellent ratings. It's also wise to go through the card agreement before submitting an application. Feel free to compare cards after reading our exclusive reviews. Credit cards listed below are reserved for the Australian market.


Get the money when you need it most -- Australian Payday Finder

Australian Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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St. George Vertigo MasterCard®
St. George Vertigo MasterCard
  • Intro APR: 2.99%*
  • Intro APR Period: 6 months*
  • APR: 11.99%*
  • Annual Fee: $55.00*
4.0 out of 5

The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you.

Info Review Benefits Fees
CitiBank Silver Credit Card
CitiBank Silver Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months*
  • APR: 20.49%*
  • Annual Fee: $89.00*
3.5 out of 5

This Silver Australian credit card is the ideal card for frequent travellers and spenders to consolidate related expenditure. An intro period applies to balances transferred over a long term. Retail purchases and cash advances incur highly competitive interest.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Gold Credit Card
ANZ Frequent Flyer American Express Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.99%*
  • Annual Fee: $195.00*
4.0 out of 5

The ANZ American Express Gold Card appeals to frequent flyer account holders and every Australian resident who takes occasional business or personal trips by air.

Info Review Benefits Fees
Suncorp Platinum Credit Card
Suncorp Platinum Credit Card
  • Intro APR: 3.9%*
  • Intro APR Period: for life of Balance*
  • APR: 19.99%*
  • Annual Fee: $205.00*
4.5 out of 5

Suncorps Platinum Cards AU are an easy choice for people with good credit who want more freedom and exclusive priveleges, like lower rates, higher limits, and a 24-hour concierge service

Info Review Benefits Fees
ANZ Frequent Flyer Visa Gold Credit Card
ANZ Frequent Flyer Visa Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.99%*
  • Annual Fee: $195.00*
4.0 out of 5

The ANZ Visa Gold Visa credit Card features the highly sought after frequent flyer program. It's rates are competitive making for an all around package.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Platinum Credit Card
ANZ Frequent Flyer American Express Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.99%*
  • Annual Fee: $295.00*
4.5 out of 5

This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy.

Info Review Benefits Fees
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
  • Intro APR: 5.99%*
  • Intro APR Period: 5 months*
  • APR: 19.99%*
  • Annual Fee: $89.00*
4.5 out of 5

This Awards credit card from the Commonwealth Bank of Australia offers a rewards program, interest free period, and other complementary benefits to go with a friendly balance transfer offer.

Info Review Benefits Fees
ANZ Gold Visa Card
ANZ Gold Visa Card
  • Intro APR: 7.99%*
  • Intro APR Period: 6 months*
  • APR: 18.49%*
  • Annual Fee: $87.00*
4.0 out of 5

The ANZ Gold Visa Card is reserved for individuals interested in low rates, travel benefits, high credit limits and speedy approval to sum it up.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: 3.99%*
  • Intro APR Period: 6 months*
  • APR: 15.24%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Platinum Credit Card
ANZ Frequent Flyer Visa Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.99%*
  • Annual Fee: $295.00*
4.5 out of 5

Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee.

Info Review Benefits Fees
Commonwealth Bank Gold Credit Card
Commonwealth Bank Gold Credit Card
  • Intro APR: 5.99%*
  • Intro APR Period: 5 months*
  • APR: 19.99%*
  • Annual Fee: $144.00*
4.0 out of 5

This is the ideal Commonwealth Bank card for Australians who want a credit card providing sufficient credit to consolidate expenditure and bill payment at a very reasonable interest rate.

Info Review Benefits Fees
AMEX Platinum Card
AMEX Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $900.00*
4.0 out of 5

The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities.

Info Review Benefits Fees
ANZ Rewards Visa Credit Card
ANZ Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.99%*
  • Annual Fee: $48.00*
4.0 out of 5

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest.

Info Review Benefits Fees
Suncorp Gold Credit Card
Suncorp Gold Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 9 months*
  • APR: 19.25%*
  • Annual Fee: $99.00*
4.5 out of 5

The Suncorp Gold Card AU offers unique, attractive incentives to Australian credit holders. Whether you need to transfer balances or open a new account, you'll find many great options with this card.

Info Review Benefits Fees
AMEX Qantas Business Card
AMEX Qantas Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $299.00*
4.0 out of 5

The Amex Qantas Business card is the ideal credit card to simplify your business, offering you frequent flyer points for each dollar you spend. This is the card for you if you are running your own business and travel reqularly.

Info Review Benefits Fees
AMEX Qantas Classic Credit Card
AMEX Qantas Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $149.00*
4.5 out of 5

The AMEX Qantas Classic Credit card is an ideal choice for anybody who likes to earn frequent flyer points, with great offers and the opportunity to earn one flyer point for each dollar spent. Whether you are purchasing groceries or simply filling up the tank, the AMEX Qantas credit card will bring you closer to your dream trip each time you spend.

Info Review Benefits Fees
AMEX Blue Sky Credit Card
AMEX Blue Sky Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.0 out of 5

Do you travel frequently? Then this credit card is all you want to consolidate travel expenses. Interest charged on purchase transactions remains highly competitive and there is no annual fee.

Info Review Benefits Fees
ANZ Gold Rewards Visa Credit Card
ANZ Gold Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.99%*
  • Annual Fee: $48.00*
4.5 out of 5

The ANZ Rewards Visa Gold Card offers a very low annual fee and gives its card holders one reward point for each $1.50 spent on purchases with their card with a total maximum spend of $100,000 per year!

Info Review Benefits Fees
Bankwest Lite Mastercard®
Bankwest Lite Mastercard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $59.00*
4.5 out of 5

The Bankwest Lite Mastercard card comes from a smaller Australian bank with a guarantee to shield you from higher interest rates on other credit cards. Features are good but not in the class of a premium card.

Info Review Benefits Fees



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