Australian Credit Cards

Featured Australian Credit Card: Suncorp Clear Options Plus Credit Card
  • Suncorp Clear Options Plus Credit Card
  • Rated: 4.0 out of 5
  • Intro APR: 1.9% 12 months on BT*
  • Regular APR: 19.99%*
  • Annual Fee: $63.00*

- 1.9% p.a. for 12 months on balances transferred
- Complimentary Rewards Program with points that never expire
- Credit limit of up to $7,500
- Complimentary Purchase Cover Insurance for lost, stolen or damaged goods
- Competitive annual fees for primary and additional cardholders
- Privileges and special offers
- Up to 55 days interest free on retail purchases6

* * *

A Suncorp Clear Options Plus credit card is an easy credit card to obtain, and it gives the user great benefits and rewards. Read more...

The following credit cards are designed for all segments of the Australian market including individuals and business owners in search of credit. These credit cards are designed for everyone including those with bad or poor credit ratings. You just have to search for the right card waiting for you. Things to watch for when applying for a card include interest rates, annual fee, intro rates, and a rewards program applicable to purchase categories on which you spend frequently. Note that most of these benefits are usually reserved for applicants with good or excellent ratings. It's also wise to go through the card agreement before submitting an application. Feel free to compare cards after reading our exclusive reviews. Credit cards listed below are reserved for the Australian market.



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Australian Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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Suncorp Gold Credit Card
Suncorp Gold Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 15 months on BT*
  • APR: 19.75%*
  • Annual Fee: $99.00*
4.5 out of 5

The Suncorp Gold Card is designed to give Australian residents the opportunity to take control of their life and their finances and start living their life to the fullest. With this credit card, cardholders can worry less about finances and more about taking control.

Info Review Benefits Fees
AMEX David Jones Credit Card
AMEX David Jones Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.74%*
  • Annual Fee: $99.00*
4.5 out of 5

The Amex David Jones Credit card offers gift points each time you spend on your credit inside and outside of David Jones. This card is ideal if you like to treat yourself to David Jones brands and each dollar you spend will turn into gift points which you can redeem in gift cards or travel vouchers.

Info Review Benefits Fees
HSBC Gold Credit Card
HSBC Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 19.50%*
  • Annual Fee: $89.00*
4.0 out of 5

Have the satisfaction of discounted purchasing, low rate balance transfer intro period, travel insurance benefits, and many more benefits the HSBC Gold Credit Card has to offer at no extra cost.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Classic Credit Card
ANZ Frequent Flyer Visa Classic Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months*
  • APR: 19.49%*
  • Annual Fee: $95.00*
4.0 out of 5

Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate.

Info Review Benefits Fees
ANZ Rewards Visa Credit Card
ANZ Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $89.00*
4.0 out of 5

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Classic Credit Card
ANZ Frequent Flyer American Express Classic Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months*
  • APR: 19.49%*
  • Annual Fee: $95.00*
4.0 out of 5

The ANZ Classic AMEX credit card is an eloquent card for the consumer interested in earning frequent flyer miles on eligible transactions. Card transactions are highly competitive with a low annual fee.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Gold Credit Card
ANZ Frequent Flyer Visa Gold Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months*
  • APR: 19.49%*
  • Annual Fee: $195.00*
4.0 out of 5

The ANZ Visa Gold Visa credit Card features the highly sought after frequent flyer program. It's rates are competitive making for an all around package.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Gold Credit Card
ANZ Frequent Flyer American Express Gold Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months*
  • APR: 19.49%*
  • Annual Fee: $195.00*
4.0 out of 5

The ANZ American Express Gold Card appeals to frequent flyer account holders and every Australian resident who takes occasional business or personal trips by air.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Platinum Credit Card
ANZ Frequent Flyer Visa Platinum Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months*
  • APR: 19.49%*
  • Annual Fee: $295.00*
4.5 out of 5

Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Platinum Credit Card
ANZ Frequent Flyer American Express Platinum Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months*
  • APR: 19.49%*
  • Annual Fee: $295.00*
4.5 out of 5

This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy.

Info Review Benefits Fees
ANZ Gold Rewards Visa Credit Card
ANZ Gold Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $79.00*
4.5 out of 5

The ANZ Rewards Visa Gold Card offers a very low annual fee and gives its card holders one reward point for each $1.50 spent on purchases with their card with a total maximum spend of $100,000 per year!

Info Review Benefits Fees
CUA Gold Rewards Master Card
CUA Gold Rewards Master Card
  • Intro APR: 2.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 19.24%*
  • Annual Fee: $85.00*
3.5 out of 5

The CUA Gold Rewards Master Card offers a competitive and complimentary Rewards program. It does require good credit, and offers a credit line that is rather high. It can be used wherever Master Card is accepted. This card issued by Credit Union Australia can be applied for and used in Australia. These benefits are automatically available upon approval and receipt of this card.

Info Review Benefits Fees
IMB Gold Rewards Master Card
IMB Gold Rewards Master Card
  • Intro APR: 2.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 19.24%*
  • Annual Fee: $99.00*
4.0 out of 5

An IMB credit card is, in fact, paperless money or in other terms plastic money, and this can be used all over the world in any ATM or purchasing outlet that shows the MasterCard Logo. Over 170 countries offer the MasterCard facility, and this is for you to enjoy spending anywhere.

Info Review Benefits Fees
ANZ First Visa Credit Card
ANZ First Visa Credit Card
  • Intro APR: 7.99%*
  • Intro APR Period: 6 months*
  • APR: 18.99%*
  • Annual Fee: $0.00*
3.5 out of 5

This credit card from ANZ is a simple card for the consumer who wants a basic card on which to consolidate purchase transactions. Its prominent features are a low annual fee, intro period and competitive rates.

Info Review Benefits Fees
Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • Intro APR: 5.99%*
  • Intro APR Period: 6 months*
  • APR: 18.74%*
  • Annual Fee: N/A*
3.5 out of 5

This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies.

Info Review Benefits Fees
St. George Amplify Rewards Card
St. George Amplify Rewards Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.49%*
  • Annual Fee: $79.00*
4.5 out of 5

The St George & BankSA Amplify Rewards Card is the credit card for Australian residents looking for a rewards card that is rewarding, flexible, and provides freedom to the cardholder.

Info Review Benefits Fees
Business Vantage Visa Credit Card
Business Vantage Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 17.15%*
  • Annual Fee: $0.00*
4.5 out of 5

Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia.

Info Review Benefits Fees
HSBC Credit Card
HSBC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 16.99%*
  • Annual Fee: $0.00*
4.5 out of 5

A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.74%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees



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