Australian Credit Cards

Featured Australian Credit Card: ANZ Gold Visa Card
  • ANZ Gold Visa Card
  • Rated: 4.0 out of 5
  • Intro APR: 7.99% 6 months*
  • Regular APR: 18.99%*
  • Annual Fee: $87.00*

- Low rate balance transfer of 7.99% p.a. for the first 6 months
- Overseas Travel and Medical Insurance
- 90-day Purchase Security Insurance
- 9 additional cardholders at no extra cost
- Commission free travellers' cheques from any ANZ branch in Australia
- No ANZ overseas cash withdrawal fees

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The ANZ Gold Visa Card is reserved for individuals interested in low rates, travel benefits, high credit limits and speedy approval to sum it up. Read more...

The following credit cards are designed for all segments of the Australian market including individuals and business owners in search of credit. These credit cards are designed for everyone including those with bad or poor credit ratings. You just have to search for the right card waiting for you. Things to watch for when applying for a card include interest rates, annual fee, intro rates, and a rewards program applicable to purchase categories on which you spend frequently. Note that most of these benefits are usually reserved for applicants with good or excellent ratings. It's also wise to go through the card agreement before submitting an application. Feel free to compare cards after reading our exclusive reviews. Credit cards listed below are reserved for the Australian market.

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Australian Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
ANZ Low Rate MasterCard®
ANZ Low Rate MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 13.24%*
  • Annual Fee: $58.00*
4.0 out of 5

The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible.

Info Review Benefits Fees
ANZ Rewards Visa Credit Card
ANZ Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $89.00*
4.0 out of 5

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest.

Info Review Benefits Fees
Aussie MasterCard®
Aussie MasterCard
  • Intro APR: 2.99%*
  • Intro APR Period: 6 months*
  • APR: 12.99%*
  • Annual Fee: $49.00*
4.5 out of 5

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates.

Info Review Benefits Fees
BOQ Gold Credit Card
BOQ Gold Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 6 months*
  • APR: 20.24%*
  • Annual Fee: $120.00*
3.5 out of 5

The Bank of Queensland Gold Credit Card is designed to give you savings and convenience. With a competitive incentive program and a low introductory rate on balance transfers, you might agree that it succeeds.

Info Review Benefits Fees
BOQ Platinum Credit Card
BOQ Platinum Credit Card
  • Intro APR: 3.9%*
  • Intro APR Period: for Life of Balance*
  • APR: 20.24%*
  • Annual Fee: $199.00*
4.0 out of 5

Earning rewards and saving money is easy with the Bank of Queensland Platinum Credit Card. In fact, with low introductory rates, an impressive rewards program, and a bevy of other features, you may not need another card.

Info Review Benefits Fees
BP Citibank MasterCard®
BP Citibank MasterCard
  • Intro APR: 1.9%*
  • Intro APR Period: 12 months*
  • APR: 20.89%*
  • Annual Fee: $79.00*
4.0 out of 5

The BP Citibank MasterCard is ideal credit card to complement every car owner offers interesting cut backs on petrol at BP outlets and everyday items. Extra benefits are available to complement the annual fee.

Info Review Benefits Fees
Business Vantage Visa Credit Card
Business Vantage Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 17.15%*
  • Annual Fee: $0.00*
4.5 out of 5

Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia.

Info Review Benefits Fees
Citibank Business Credit Card
Citibank Business Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 9 months*
  • APR: 20.49%*
  • Annual Fee: $75.00*
4.0 out of 5

Business owners will enjoy the supplementary benefits this Australian Citibank Business card has to offer. It offers a reward program and a special offer on balance transfers.

Info Review Benefits Fees
Citibank Clear Credit Card
Citibank Clear Credit Card
  • Intro APR: 11.99%*
  • Intro APR Period: 12 months*
  • APR: 15.49%*
  • Annual Fee: $65.00*
4.5 out of 5

Do you have a credit card charging over-the-top rates? The Citibank Clear Card is the ideal card for you to lessen the pressure from your current deal and enjoy the advantages of a low interest card.

Info Review Benefits Fees
CitiBank Clear Platinum Credit Card
CitiBank Clear Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 11.49%*
  • Annual Fee: $49.00*
3.5 out of 5

Open newer possibilities with this Citibank Clear Platinum card giving you even more benefits and card features that take the clear card to another level. It is a complete package for the intelligent consumer.

Info Review Benefits Fees
CitiBank Gold Credit Card
CitiBank Gold Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 12 months on BT*
  • APR: 20.74%*
  • Annual Fee: $149.00*
3.5 out of 5

The Citibank Gold Credit Card is the ideal card on which to consolidate all expenses even as you receive automatic participation in a range of card programs designed to make life easier.

Info Review Benefits Fees
CitiBank Platinum Credit Card
CitiBank Platinum Credit Card
  • Intro APR: 3.9%*
  • Intro APR Period: Life of BT*
  • APR: 20.74%*
  • Annual Fee: $125.00*
4.5 out of 5

Here is a Citibank Platinum Credit Card that gives you the pleasures only a platinum card can offer. As cardholder you will receive a range of benefits unlike any other.

Info Review Benefits Fees
CitiBank Silver Credit Card
CitiBank Silver Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months on BT*
  • APR: 20.74%*
  • Annual Fee: $89.00*
3.5 out of 5

This Silver Australian credit card is the ideal card for frequent travellers and spenders to consolidate related expenditure. An intro period applies to balances transferred over a long term. Retail purchases and cash advances incur highly competitive interest.

Info Review Benefits Fees
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $89.00*
4.5 out of 5

This Awards credit card from the Commonwealth Bank of Australia offers a rewards program, interest free period, and other complementary benefits to go with a friendly balance transfer offer.

Info Review Benefits Fees
Commonwealth Bank Gold Credit Card
Commonwealth Bank Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $144.00*
4.0 out of 5

This is the ideal Commonwealth Bank card for Australians who want a credit card providing sufficient credit to consolidate expenditure and bill payment at a very reasonable interest rate.

Info Review Benefits Fees
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $24.00*
4.0 out of 5

This CBA credit card would help you with a reasonable credit limit and more importantly an opportunity for you to start repaying debt from a single account with very little interest charged.

Info Review Benefits Fees
Commonwealth Bank Platinum Credit Card
Commonwealth Bank Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $280.00*
4.0 out of 5

This Commonwealth Bank card gives you the peace of mind not many platinum credit cards offer. Receive exclusive CBA benefits and enjoyable discount on almost every spend.

Info Review Benefits Fees
CUA Gold Rewards Master Card
CUA Gold Rewards Master Card
  • Intro APR: 2.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 19.24%*
  • Annual Fee: $85.00*
3.5 out of 5

The CUA Gold Rewards Master Card offers a competitive and complimentary Rewards program. It does require good credit, and offers a credit line that is rather high. It can be used wherever Master Card is accepted. This card issued by Credit Union Australia can be applied for and used in Australia. These benefits are automatically available upon approval and receipt of this card.

Info Review Benefits Fees
Emirates Citibank Platinum Credit Card
Emirates Citibank Platinum Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months on BT*
  • APR: 20.74%*
  • Annual Fee: $229.00*
4.0 out of 5

The Emirates Citibank Platinum Credit Card is suited for frequent flyers that prefer to enjoy the complimentary pleasures of world travel in grand style. It comes with travel bonuses and a life-long discount plan on the balances transferred.

Info Review Benefits Fees



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