Instant Decision Cards

Featured Instant Decision Card: Woolworths Everyday Money Credit Card
  • Woolworths Everyday Money Credit Card
  • Rated: 3.5 out of 5
  • Intro APR: 5.99% for 6 months*
  • Regular APR: 18.74% *
  • Annual Fee: N/A*

- Special offer: a bonus $50 shopping card (until 30 April 2010)
- No annual fee for 1st year, $49 thereafter
- 5.99% for 6 months on Balance Transfer
- Earn up to 3 points per $1 spent on purchases
- Earn a shopping card every 4 months
- Your choice of 4 fresh card colours
- Free additional card
* Card is issued by HSBC Bank Australia Limited.

* * *

This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies. Read more...

Credit cards in this category provide the instant decision feature to eradicate previous lengthy waiting periods. With an instant decision feature advertised, a credit card would typically process an applicant within seconds or minutes (whichever is advertised.) Once accepted the applicant still has to wait a number of days for the card to be delivered. This feature applies to applications submitted online. Instant decision cards are known to come on various types of cards including prepaid debit and secured credit cards. Credit cards in this category could offer additional benefits like intro rates, no annual fee, special discounts on categorized purchases, and a rewards program. Instant decision cards are advertised to any credit type. Instant decision cards listed below are reserved for the Australian market.



Get the money when you need it most - Australian Loan Offers

Instant Decision Cards Listing

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AMEX Blue Sky Credit Card
AMEX Blue Sky Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
4.0 out of 5

Do you travel frequently? Then this credit card is all you want to consolidate travel expenses. Interest charged on purchase transactions remains highly competitive and there is no annual fee.

Info Review Benefits Fees
AMEX Gold Ascent Credit Card
AMEX Gold Ascent Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
3.5 out of 5

This American Express credit card is designed for Australian frequent travellers wanting a card to consolidate travel expenses and earn travel benefits and discounted purchasing.

Info Review Benefits Fees
HSBC Credit Card
HSBC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period.

Info Review Benefits Fees
Business Vantage Visa Credit Card
Business Vantage Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 17.15%*
  • Annual Fee: $0.00*
4.5 out of 5

Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia.

Info Review Benefits Fees
AMEX Qantas Discovery Credit Card
AMEX Qantas Discovery Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
4.5 out of 5

Australians can get travel rewards with the Qantas American Express Discovery Card. The card features no annual fee and ways to earn Qantas frequent flyer miles per dollar on qualifying purchases.

Info Review Benefits Fees
ANZ Platinum Credit Card
ANZ Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 19.24%*
  • Annual Fee: $0.00*
4.0 out of 5

The ANZ Platinum Credit Card is the ideal card for the global traveler. It offers exceptional security and concierge services that are just not available with other credit card services. There is no annual fee for the first year and if you spend enough, over the set amount annually, the fee for subsequent years will be waived. This card offers all the bells and whistles for secure and safe traveling

Info Review Benefits Fees
HSBC Platinum Credit Card
HSBC Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The HSBC Platinum Card is a credit card designed for eligible Australian residents who want to take advantage of receiving Platinum benefits and features that come with being a Platinum credit card holder.

Info Review Benefits Fees
ANZ First Visa Credit Card
ANZ First Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.24%*
  • Annual Fee: $30.00*
3.5 out of 5

This credit card from ANZ is a simple card for the consumer who wants a basic card on which to consolidate purchase transactions. Its prominent features are a low annual fee, intro period and competitive rates.

Info Review Benefits Fees
Aussie MasterCard®
Aussie MasterCard
  • Intro APR: 9.99%*
  • Intro APR Period: 12 months*
  • APR: 13.29%*
  • Annual Fee: $49.00*
4.5 out of 5

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates.

Info Review Benefits Fees
ANZ Low Rate MasterCard®
ANZ Low Rate MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 13.24%*
  • Annual Fee: $58.00*
3.5 out of 5

The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible.

Info Review Benefits Fees
ANZ Balance Visa Credit Card
ANZ Balance Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 14.49%*
  • Annual Fee: $79.00*
4.0 out of 5

This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment.

Info Review Benefits Fees
ANZ Gold Rewards Visa Credit Card
ANZ Gold Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $79.00*
4.5 out of 5

The ANZ Rewards Visa Gold Card offers a very low annual fee and gives its card holders one reward point for each $1.50 spent on purchases with their card with a total maximum spend of $100,000 per year!

Info Review Benefits Fees
St. George Gold Low Rate MasterCard
St. George Gold Low Rate MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.99%*
  • Annual Fee: $79.00*
4.5 out of 5

No matter where you live, a good credit card deal is hard to pass up. In Australia, then, the financial team at St. George is a good place to start if you are interested in a new credit card with premium benefits.

Info Review Benefits Fees
St. George Gold Low Rate Visa Credit Card
St. George Gold Low Rate Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.99%*
  • Annual Fee: $79.00*
4.5 out of 5

If you live in Australia and are in the market for a new credit card, you might want to consider a new Gold Visa Card from St. George Bank. A Low Rate card, for example, could give you some options for saving money.

Info Review Benefits Fees
ANZ Rewards Visa Credit Card
ANZ Rewards Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.74%*
  • Annual Fee: $89.00*
4.0 out of 5

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest.

Info Review Benefits Fees
ANZ Rewards American Express Credit Card
ANZ Rewards American Express Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.74%*
  • Annual Fee: $89.00*
4.0 out of 5

ANZ Rewards American Express Card gives you the points earning power of two different cards with the convenience of one account, one monthly statement, and one annual fee.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Classic Credit Card
ANZ Frequent Flyer Visa Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 19.74%*
  • Annual Fee: $95.00*
4.5 out of 5

Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Classic Credit Card
ANZ Frequent Flyer American Express Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 19.74%*
  • Annual Fee: $95.00*
4.5 out of 5

The ANZ Classic AMEX credit card is an eloquent card for the consumer interested in earning frequent flyer miles on eligible transactions. Card transactions are highly competitive with a low annual fee.

Info Review Benefits Fees
AMEX Platinum MoneyBack Credit Card
AMEX Platinum MoneyBack Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $99.00*
4.5 out of 5

Earn 5% MoneyBack with American Express MoneyBack Platinum credit card on virtually all purchases. There is a 44 day interest free period, and additional benefits to guarantee 24/7 platinum service.

Info Review Benefits Fees



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