Instant Decision Cards
- Featured Instant Decision Card: Woolworths Everyday Money Credit Card
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- Intro APR: 5.99% 6 months*
- Regular APR: 18.74%*
- Annual Fee: N/A*
- Review
- Special offer: a bonus $50 shopping card (until 30 April 2010)
- No annual fee for 1st year, $49 thereafter
- 5.99% for 6 months on Balance Transfer
- Earn up to 3 points per $1 spent on purchases
- Earn a shopping card every 4 months
- Your choice of 4 fresh card colours
- Free additional card
* Card is issued by HSBC Bank Australia Limited.* * *
This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies. Read more...
Credit cards in this category provide the instant decision feature to eradicate previous lengthy waiting periods. With an instant decision feature advertised, a credit card would typically process an applicant within seconds or minutes (whichever is advertised.) Once accepted the applicant still has to wait a number of days for the card to be delivered. This feature applies to applications submitted online. Instant decision cards are known to come on various types of cards including prepaid debit and secured credit cards. Credit cards in this category could offer additional benefits like intro rates, no annual fee, special discounts on categorized purchases, and a rewards program. Instant decision cards are advertised to any credit type. Instant decision cards listed below are reserved for the Australian market.
Instant Decision Cards Listing
| Card | Stats | Rated | About | Take Action |
|---|---|---|---|---|
| AMEX Qantas Ultimate Credit Card | ||||
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4.0 out of 5 | The Amex Qantas Ultimate Credit card is the ultimate card for frequent flyer miles and it is the ideal credit card for you if you are a frequent traveller and wish to save money on flights every time you spend. The Amex Qantas Ultimate credit card was designed especially for travellers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Blue Sky Credit Card | ||||
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4.0 out of 5 | Do you travel frequently? Then this credit card is all you want to consolidate travel expenses. Interest charged on purchase transactions remains highly competitive and there is no annual fee. |
Info Review Benefits Fees |
| Read More | ||||
| AMEX Gold Ascent Credit Card | ||||
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3.5 out of 5 | This American Express credit card is designed for Australian frequent travellers wanting a card to consolidate travel expenses and earn travel benefits and discounted purchasing. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ First Visa Credit Card | ||||
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3.5 out of 5 | This credit card from ANZ is a simple card for the consumer who wants a basic card on which to consolidate purchase transactions. Its prominent features are a low annual fee, intro period and competitive rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| HSBC Credit Card | ||||
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4.5 out of 5 | A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Business Vantage Visa Credit Card | ||||
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4.5 out of 5 | Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aussie MasterCard® | ||||
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4.5 out of 5 | This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Low Rate MasterCard® | ||||
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4.0 out of 5 | The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Citibank Clear Credit Card | ||||
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4.5 out of 5 | Do you have a credit card charging over-the-top rates? The Citibank Clear Card is the ideal card for you to lessen the pressure from your current deal and enjoy the advantages of a low interest card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Citibank Business Credit Card | ||||
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4.0 out of 5 | Business owners will enjoy the supplementary benefits this Australian Citibank Business card has to offer. It offers a reward program and a special offer on balance transfers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Balance Visa Credit Card | ||||
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4.0 out of 5 | This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Gold Rewards Visa Credit Card | ||||
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4.5 out of 5 | The ANZ Rewards Visa Gold Card offers a very low annual fee and gives its card holders one reward point for each $1.50 spent on purchases with their card with a total maximum spend of $100,000 per year! |
Info Review Benefits Fees |
| Read More | ||||
| CUA Gold Rewards Master Card | ||||
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3.5 out of 5 | The CUA Gold Rewards Master Card offers a competitive and complimentary Rewards program. It does require good credit, and offers a credit line that is rather high. It can be used wherever Master Card is accepted. This card issued by Credit Union Australia can be applied for and used in Australia. These benefits are automatically available upon approval and receipt of this card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Gold Visa Card | ||||
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4.0 out of 5 | The ANZ Gold Visa Card is reserved for individuals interested in low rates, travel benefits, high credit limits and speedy approval to sum it up. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| CitiBank Silver Credit Card | ||||
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3.5 out of 5 | This Silver Australian credit card is the ideal card for frequent travellers and spenders to consolidate related expenditure. An intro period applies to balances transferred over a long term. Retail purchases and cash advances incur highly competitive interest. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| HSBC Gold Credit Card | ||||
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4.0 out of 5 | Have the satisfaction of discounted purchasing, low rate balance transfer intro period, travel insurance benefits, and many more benefits the HSBC Gold Credit Card has to offer at no extra cost. |
Info Review Benefits Fees |
| Read More | ||||
| ANZ Rewards Visa Credit Card | ||||
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4.0 out of 5 | Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest. |
Info Review Benefits Fees |
| Read More | ||||
| ANZ Frequent Flyer Visa Classic Credit Card | ||||
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4.0 out of 5 | Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer American Express Classic Credit Card | ||||
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4.0 out of 5 | The ANZ Classic AMEX credit card is an eloquent card for the consumer interested in earning frequent flyer miles on eligible transactions. Card transactions are highly competitive with a low annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
Featured Card
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