Instant Decision Cards
- Featured Instant Decision Card: CitiBank Gold Credit Card
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- 1 Reward point per $1 spent
- Citibank World Privileges (26,000 merchants around the world)
- 1.9% p.a. on Balance Transfers for 12 months
- Free International Travel Insurance
- Generous credit limit up to $25,000
- Up to 55 days interest free on retail purchases
- Annual fee: $149 for the Primary Citibank Gold card, and $30 for an Additional Citibank Gold card
- Available as VISA or MASTERCARD* * *
The Citibank Gold Credit Card is the ideal card on which to consolidate all expenses even as you receive automatic participation in a range of card programs designed to make life easier. Read more...
Credit cards in this category provide the instant decision feature to eradicate previous lengthy waiting periods. With an instant decision feature advertised, a credit card would typically process an applicant within seconds or minutes (whichever is advertised.) Once accepted the applicant still has to wait a number of days for the card to be delivered. This feature applies to applications submitted online. Instant decision cards are known to come on various types of cards including prepaid debit and secured credit cards. Credit cards in this category could offer additional benefits like intro rates, no annual fee, special discounts on categorized purchases, and a rewards program. Instant decision cards are advertised to any credit type. Instant decision cards listed below are reserved for the Australian market.
Instant Decision Cards Listing
| Card | Stats | Rated | About | Take Action |
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| CitiBank Silver Credit Card | ||||
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3.5 out of 5 | This Silver Australian credit card is the ideal card for frequent travellers and spenders to consolidate related expenditure. An intro period applies to balances transferred over a long term. Retail purchases and cash advances incur highly competitive interest. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| CitiBank Platinum Credit Card | ||||
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4.5 out of 5 | Here is a Citibank Platinum Credit Card that gives you the pleasures only a platinum card can offer. As cardholder you will receive a range of benefits unlike any other. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Platinum MoneyBack Credit Card | ||||
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4.5 out of 5 | Earn 5% MoneyBack with American Express MoneyBack Platinum credit card on virtually all purchases. There is a 44 day interest free period, and additional benefits to guarantee 24/7 platinum service. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Qantas Premium Credit Card | ||||
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4.5 out of 5 | American Express Quantas traveller's Premium credit card charging highly competitive rates with a travel rewards program and other exclusive benefits. Minimum income requirement is $40,000 p.a. in addition to having good credit to qualify. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Business Accelerator Credit Card | ||||
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4.0 out of 5 | Here is the ideal Australian credit card for business owners who want ultimate control over their businesses. You can now monitor expenses like never before or get your money back if unsatisfied. |
Info Review Benefits Fees |
| Read More | ||||
| AMEX Gold Ascent Credit Card | ||||
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3.5 out of 5 | This American Express credit card is designed for Australian frequent travellers wanting a card to consolidate travel expenses and earn travel benefits and discounted purchasing. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Commonwealth Bank Platinum Credit Card | ||||
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4.0 out of 5 | This Commonwealth Bank card gives you the peace of mind not many platinum credit cards offer. Receive exclusive CBA benefits and enjoyable discount on almost every spend. |
Info Review Benefits Fees |
| Read More | ||||
| Citibank Business Credit Card | ||||
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4.0 out of 5 | Business owners will enjoy the supplementary benefits this Australian Citibank Business card has to offer. It offers a reward program and a special offer on balance transfers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Qantas Classic Credit Card | ||||
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4.5 out of 5 | The AMEX Qantas Classic Credit card is an ideal choice for anybody who likes to earn frequent flyer points, with great offers and the opportunity to earn one flyer point for each dollar spent. Whether you are purchasing groceries or simply filling up the tank, the AMEX Qantas credit card will bring you closer to your dream trip each time you spend. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Qantas Ultimate Credit Card | ||||
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4.0 out of 5 | The Amex Qantas Ultimate Credit card is the ultimate card for frequent flyer miles and it is the ideal credit card for you if you are a frequent traveller and wish to save money on flights every time you spend. The Amex Qantas Ultimate credit card was designed especially for travellers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Blue Sky Credit Card | ||||
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4.0 out of 5 | Do you travel frequently? Then this credit card is all you want to consolidate travel expenses. Interest charged on purchase transactions remains highly competitive and there is no annual fee. |
Info Review Benefits Fees |
| Read More | ||||
| Suncorp Platinum Credit Card | ||||
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4.5 out of 5 | Suncorps Platinum Cards AU are an easy choice for people with good credit who want more freedom and exclusive priveleges, like lower rates, higher limits, and a 24-hour concierge service |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Suncorp Gold Credit Card | ||||
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4.5 out of 5 | The Suncorp Gold Card is designed to give Australian residents the opportunity to take control of their life and their finances and start living their life to the fullest. With this credit card, cardholders can worry less about finances and more about taking control. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX David Jones Credit Card | ||||
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4.5 out of 5 | The Amex David Jones Credit card offers gift points each time you spend on your credit inside and outside of David Jones. This card is ideal if you like to treat yourself to David Jones brands and each dollar you spend will turn into gift points which you can redeem in gift cards or travel vouchers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| HSBC Gold Credit Card | ||||
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4.0 out of 5 | Have the satisfaction of discounted purchasing, low rate balance transfer intro period, travel insurance benefits, and many more benefits the HSBC Gold Credit Card has to offer at no extra cost. |
Info Review Benefits Fees |
| Read More | ||||
| ANZ Frequent Flyer Visa Classic Credit Card | ||||
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4.0 out of 5 | Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Rewards Visa Credit Card | ||||
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4.0 out of 5 | Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest. |
Info Review Benefits Fees |
| Read More | ||||
| ANZ Frequent Flyer American Express Classic Credit Card | ||||
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4.0 out of 5 | The ANZ Classic AMEX credit card is an eloquent card for the consumer interested in earning frequent flyer miles on eligible transactions. Card transactions are highly competitive with a low annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer Visa Gold Credit Card | ||||
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4.0 out of 5 | The ANZ Visa Gold Visa credit Card features the highly sought after frequent flyer program. It's rates are competitive making for an all around package. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
Featured Card
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