Instant Decision Cards
- Featured Instant Decision Card: Aussie MasterCard®
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- Choose - 2.99% p.a on balance transfers and purchases for the 1st 6 months OR 3.99% p.a on balance transfers for the 1st 12 months to help get your credit card debts under control.
- Reverts to a great low rate on purchases, currently just 12.99% p.a.
- Up to 55 days interest-free credit on purchases
- A low annual fee of only $49.
- 24/7 online account access or over the phone.
- Fraud protection – and the confidence of knowing we'll call you if we spot any suspicious use of your card.* * *
This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates. Read more...
Credit cards in this category provide the instant decision feature to eradicate previous lengthy waiting periods. With an instant decision feature advertised, a credit card would typically process an applicant within seconds or minutes (whichever is advertised.) Once accepted the applicant still has to wait a number of days for the card to be delivered. This feature applies to applications submitted online. Instant decision cards are known to come on various types of cards including prepaid debit and secured credit cards. Credit cards in this category could offer additional benefits like intro rates, no annual fee, special discounts on categorized purchases, and a rewards program. Instant decision cards are advertised to any credit type. Instant decision cards listed below are reserved for the Australian market.
Instant Decision Cards Listing
| Card | Stats | Rated | About | Take Action |
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| AMEX Platinum MoneyBack Credit Card | ||||
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4.5 out of 5 | Earn 5% MoneyBack with American Express MoneyBack Platinum credit card on virtually all purchases. There is a 44 day interest free period, and additional benefits to guarantee 24/7 platinum service. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Qantas Premium Credit Card | ||||
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4.5 out of 5 | American Express Quantas traveller's Premium credit card charging highly competitive rates with a travel rewards program and other exclusive benefits. Minimum income requirement is $40,000 p.a. in addition to having good credit to qualify. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Citibank Clear Credit Card | ||||
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4.5 out of 5 | Do you have a credit card charging over-the-top rates? The Citibank Clear Card is the ideal card for you to lessen the pressure from your current deal and enjoy the advantages of a low interest card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| CitiBank Platinum Credit Card | ||||
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4.5 out of 5 | Here is a Citibank Platinum Credit Card that gives you the pleasures only a platinum card can offer. As cardholder you will receive a range of benefits unlike any other. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer Visa Platinum Credit Card | ||||
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4.5 out of 5 | Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer American Express Platinum Credit Card | ||||
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4.5 out of 5 | This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| HSBC Credit Card | ||||
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4.5 out of 5 | A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Gold Rewards Visa Credit Card | ||||
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4.5 out of 5 | The ANZ Rewards Visa Gold Card offers a very low annual fee and gives its card holders one reward point for each $1.50 spent on purchases with their card with a total maximum spend of $100,000 per year! |
Info Review Benefits Fees |
| Read More | ||||
| AMEX David Jones Credit Card | ||||
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4.5 out of 5 | The Amex David Jones Credit card offers gift points each time you spend on your credit inside and outside of David Jones. This card is ideal if you like to treat yourself to David Jones brands and each dollar you spend will turn into gift points which you can redeem in gift cards or travel vouchers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Qantas Classic Credit Card | ||||
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4.5 out of 5 | The AMEX Qantas Classic Credit card is an ideal choice for anybody who likes to earn frequent flyer points, with great offers and the opportunity to earn one flyer point for each dollar spent. Whether you are purchasing groceries or simply filling up the tank, the AMEX Qantas credit card will bring you closer to your dream trip each time you spend. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Suncorp Gold Credit Card | ||||
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4.5 out of 5 | The Suncorp Gold Card is designed to give Australian residents the opportunity to take control of their life and their finances and start living their life to the fullest. With this credit card, cardholders can worry less about finances and more about taking control. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Suncorp Platinum Credit Card | ||||
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4.5 out of 5 | Suncorps Platinum Cards AU are an easy choice for people with good credit who want more freedom and exclusive priveleges, like lower rates, higher limits, and a 24-hour concierge service |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Business Vantage Visa Credit Card | ||||
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4.5 out of 5 | Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Low Rate MasterCard® | ||||
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4.0 out of 5 | The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| ANZ Gold Visa Card | ||||
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4.0 out of 5 | The ANZ Gold Visa Card is reserved for individuals interested in low rates, travel benefits, high credit limits and speedy approval to sum it up. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| AMEX Blue Sky Credit Card | ||||
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4.0 out of 5 | Do you travel frequently? Then this credit card is all you want to consolidate travel expenses. Interest charged on purchase transactions remains highly competitive and there is no annual fee. |
Info Review Benefits Fees |
| Read More | ||||
| AMEX Business Accelerator Credit Card | ||||
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4.0 out of 5 | Here is the ideal Australian credit card for business owners who want ultimate control over their businesses. You can now monitor expenses like never before or get your money back if unsatisfied. |
Info Review Benefits Fees |
| Read More | ||||
| AMEX Platinum Card | ||||
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4.0 out of 5 | The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Commonwealth Bank Platinum Credit Card | ||||
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4.0 out of 5 | This Commonwealth Bank card gives you the peace of mind not many platinum credit cards offer. Receive exclusive CBA benefits and enjoyable discount on almost every spend. |
Info Review Benefits Fees |
| Read More | ||||
Featured Card
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