Instant Decision Cards
- Featured Instant Decision Card: Suncorp Platinum Credit Card
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- 3.9% p.a. for the life of balances transferred
- Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards
- Personal 24 Hour Concierge Services
- Complimentary Rewards Program with points that never expire and earn 1 Reward point for every $1 spent
- The option of earning Qantas Frequent Flyer points6 with ability to earn 2 Qantas Frequent Flyer points for every $3 spent
- Complimentary International Travel Insurance5
- Suncorp Take Flight® and ability to redeem Rewards points for Take Flight® Cashback, Travel Vouchers and other nominated travel
- Complimentary Transit Accident Insurance and Emergency Travel Assistance and Purchase Cover Insurance for lost, stolen or damaged goods
- Generous credit limit of up to $30,000
- Privileges and special offers with exclusive tickets to theatre, dance, musicals, sporting events, dinner and travel packages, sightseeing tours and more.* * *
Suncorps Platinum Cards AU are an easy choice for people with good credit who want more freedom and exclusive priveleges, like lower rates, higher limits, and a 24-hour concierge service Read more...
Credit cards in this category provide the instant decision feature to eradicate previous lengthy waiting periods. With an instant decision feature advertised, a credit card would typically process an applicant within seconds or minutes (whichever is advertised.) Once accepted the applicant still has to wait a number of days for the card to be delivered. This feature applies to applications submitted online. Instant decision cards are known to come on various types of cards including prepaid debit and secured credit cards. Credit cards in this category could offer additional benefits like intro rates, no annual fee, special discounts on categorized purchases, and a rewards program. Instant decision cards are advertised to any credit type. Instant decision cards listed below are reserved for the Australian market.
Instant Decision Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Aussie MasterCard® | ||||
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4.5 out of 5 | This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer Visa Gold Credit Card | ||||
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4.0 out of 5 | The ANZ Visa Gold Visa credit Card features the highly sought after frequent flyer program. It's rates are competitive making for an all around package. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer American Express Platinum Credit Card | ||||
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4.5 out of 5 | This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Gold Visa Card | ||||
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4.0 out of 5 | The ANZ Gold Visa Card is reserved for individuals interested in low rates, travel benefits, high credit limits and speedy approval to sum it up. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| AMEX Platinum Card | ||||
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4.0 out of 5 | The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Balance Visa Credit Card | ||||
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4.0 out of 5 | This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer Visa Platinum Credit Card | ||||
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4.5 out of 5 | Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Low Rate MasterCard® | ||||
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4.0 out of 5 | The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| AMEX Qantas Business Card | ||||
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4.0 out of 5 | The Amex Qantas Business card is the ideal credit card to simplify your business, offering you frequent flyer points for each dollar you spend. This is the card for you if you are running your own business and travel reqularly. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Suncorp Gold Credit Card | ||||
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4.5 out of 5 | The Suncorp Gold Card is designed to give Australian residents the opportunity to take control of their life and their finances and start living their life to the fullest. With this credit card, cardholders can worry less about finances and more about taking control. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Qantas Classic Credit Card | ||||
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4.5 out of 5 | The AMEX Qantas Classic Credit card is an ideal choice for anybody who likes to earn frequent flyer points, with great offers and the opportunity to earn one flyer point for each dollar spent. Whether you are purchasing groceries or simply filling up the tank, the AMEX Qantas credit card will bring you closer to your dream trip each time you spend. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Gold Rewards Visa Credit Card | ||||
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4.5 out of 5 | The ANZ Rewards Visa Gold Card offers a very low annual fee and gives its card holders one reward point for each $1.50 spent on purchases with their card with a total maximum spend of $100,000 per year! |
Info Review Benefits Fees |
| Read More | ||||
| AMEX Blue Sky Credit Card | ||||
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4.0 out of 5 | Do you travel frequently? Then this credit card is all you want to consolidate travel expenses. Interest charged on purchase transactions remains highly competitive and there is no annual fee. |
Info Review Benefits Fees |
| Read More | ||||
| Woolworths Everyday Money Credit Card | ||||
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3.5 out of 5 | This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| HSBC Gold Credit Card | ||||
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4.0 out of 5 | Have the satisfaction of discounted purchasing, low rate balance transfer intro period, travel insurance benefits, and many more benefits the HSBC Gold Credit Card has to offer at no extra cost. |
Info Review Benefits Fees |
| Read More | ||||
| AMEX Business Accelerator Credit Card | ||||
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4.0 out of 5 | Here is the ideal Australian credit card for business owners who want ultimate control over their businesses. You can now monitor expenses like never before or get your money back if unsatisfied. |
Info Review Benefits Fees |
| Read More | ||||
| Commonwealth Bank Platinum Credit Card | ||||
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4.0 out of 5 | This Commonwealth Bank card gives you the peace of mind not many platinum credit cards offer. Receive exclusive CBA benefits and enjoyable discount on almost every spend. |
Info Review Benefits Fees |
| Read More | ||||


