Featured Instant Decision Card: ANZ Gold Rewards Visa Credit Card

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• Rated: 4.5 out of 5
• Intro APR: N/A N/A*
• Regular APR: 19.49%*
• Annual Fee: $79.00*
• Review

- DOUBLE REWARD POINTS on purchases for the first 3 months
Redeem points for a huge selection of rewards including Shopping Vouchers, Gift Cards, Merchandise, Travel Options and much, much more
- Up to 44 days interest free credit on purchases
- Extended Warranty and 90-day Purchase Security Insurance
- Commission-free travellers cheques through ANZ Branches in Australia

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The ANZ Rewards Visa Gold Card offers a very low annual fee and gives its card holders one reward point for each $1.50 spent on purchases with their card with a total maximum spend of $100,000 per year! Read more...

Credit cards in this category provide the instant decision feature to eradicate previous lengthy waiting periods. With an instant decision feature advertised, a credit card would typically process an applicant within seconds or minutes (whichever is advertised.) Once accepted the applicant still has to wait a number of days for the card to be delivered. This feature applies to applications submitted online. Instant decision cards are known to come on various types of cards including prepaid debit and secured credit cards. Credit cards in this category could offer additional benefits like intro rates, no annual fee, special discounts on categorized purchases, and a rewards program. Instant decision cards are advertised to any credit type. Instant decision cards listed below are reserved for the Australian market.