Instant Decision Cards

Featured Instant Decision Card: ANZ Frequent Flyer American Express Platinum Credit Card
  • ANZ Frequent Flyer American Express Platinum Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: 0% for 5 months*
  • Regular APR: 19.74% *
  • Annual Fee: $295.00*

- 0% apr for 5 months on purchases
- Uncapped Qantas Frequent Flyer points earning
- Qantas Frequent Flyer Points automatically credited to your Qantas Frequent Flyer account each month
- Overseas Travel and Medical Insurance
- Up to 55 days interest free credit on purchases
- Credit limit minimum of $12,000
- Total annual fee of $295
- 19.74% p.a. on purchases and 20.99% p.a. on cash advances.
- Receive 20,000 Bonus Qantas Frequent Flyer points. Apply by 13 March 2012

* * *

This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy. Read more...

Credit cards in this category provide the instant decision feature to eradicate previous lengthy waiting periods. With an instant decision feature advertised, a credit card would typically process an applicant within seconds or minutes (whichever is advertised.) Once accepted the applicant still has to wait a number of days for the card to be delivered. This feature applies to applications submitted online. Instant decision cards are known to come on various types of cards including prepaid debit and secured credit cards. Credit cards in this category could offer additional benefits like intro rates, no annual fee, special discounts on categorized purchases, and a rewards program. Instant decision cards are advertised to any credit type. Instant decision cards listed below are reserved for the Australian market.



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Instant Decision Cards Listing

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ANZ Frequent Flyer American Express Gold Credit Card
ANZ Frequent Flyer American Express Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: N/A*
  • APR: 19.74%*
  • Annual Fee: $195.00*
4.0 out of 5

The ANZ American Express Gold Card appeals to frequent flyer account holders and every Australian resident who takes occasional business or personal trips by air.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Classic Credit Card
ANZ Frequent Flyer American Express Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 19.74%*
  • Annual Fee: $95.00*
4.5 out of 5

The ANZ Classic AMEX credit card is an eloquent card for the consumer interested in earning frequent flyer miles on eligible transactions. Card transactions are highly competitive with a low annual fee.

Info Review Benefits Fees
ANZ First Visa Credit Card
ANZ First Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.24%*
  • Annual Fee: $30.00*
3.5 out of 5

This credit card from ANZ is a simple card for the consumer who wants a basic card on which to consolidate purchase transactions. Its prominent features are a low annual fee, intro period and competitive rates.

Info Review Benefits Fees
ANZ Balance Visa Credit Card
ANZ Balance Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 14.49%*
  • Annual Fee: $79.00*
4.0 out of 5

This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment.

Info Review Benefits Fees
AMEX Velocity Platinum Card
AMEX Velocity Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $349.00*
4.5 out of 5

The AMEX Velocity Platinum Card is the ideal card designed for the traveler in you. It has amazing reward point potential with Velocity points per dollar spent at Virgin Australia group and less points earned on every dollar for purchases elsewhere. Just for obtaining one you will receive a complimentary return domestic flight on Virgin Australia every year.

Info Review Benefits Fees
AMEX Velocity Business Card
AMEX Velocity Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $249.00*
4.5 out of 5

The AMEX Velocity Business Card is the ideal card designed for the business traveler. It has amazing advantages over other credit cards allowing you to earn substantially higher reward rates, business software that allows you to download statements directly to accounting software and credit-free days.

Info Review Benefits Fees
AMEX Qantas Ultimate Credit Card
AMEX Qantas Ultimate Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $250.00*
4.0 out of 5

The Amex Qantas Ultimate Credit card is the ultimate card for frequent flyer miles and it is the ideal credit card for you if you are a frequent traveller and wish to save money on flights every time you spend. The Amex Qantas Ultimate credit card was designed especially for travellers.

Info Review Benefits Fees
AMEX Qantas Premium Credit Card
AMEX Qantas Premium Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $149.00*
4.5 out of 5

American Express Quantas traveller's Premium credit card charging highly competitive rates with a travel rewards program and other exclusive benefits. Minimum income requirement is $40,000 p.a. in addition to having good credit to qualify.

Info Review Benefits Fees
AMEX Qantas Discovery Credit Card
AMEX Qantas Discovery Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
4.5 out of 5

Australians can get travel rewards with the Qantas American Express Discovery Card. The card features no annual fee and ways to earn Qantas frequent flyer miles per dollar on qualifying purchases.

Info Review Benefits Fees
AMEX Qantas Classic Credit Card
AMEX Qantas Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $149.00*
4.5 out of 5

The AMEX Qantas Classic Credit card is an ideal choice for anybody who likes to earn frequent flyer points, with great offers and the opportunity to earn one flyer point for each dollar spent. Whether you are purchasing groceries or simply filling up the tank, the AMEX Qantas credit card will bring you closer to your dream trip each time you spend.

Info Review Benefits Fees
AMEX Qantas Business Card
AMEX Qantas Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $299.00*
4.0 out of 5

The Amex Qantas Business card is the ideal credit card to simplify your business, offering you frequent flyer points for each dollar you spend. This is the card for you if you are running your own business and travel reqularly.

Info Review Benefits Fees
AMEX Platinum Reserve Credit Card
AMEX Platinum Reserve Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $395.00*
4.5 out of 5

The American Express Platinum Reserve Credit Card gives residents of Australia membership points and travel rewards including a free Virgin Blue economy return flight every year the card is active.

Info Review Benefits Fees
AMEX Platinum MoneyBack Credit Card
AMEX Platinum MoneyBack Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $99.00*
4.5 out of 5

Earn 5% MoneyBack with American Express MoneyBack Platinum credit card on virtually all purchases. There is a 44 day interest free period, and additional benefits to guarantee 24/7 platinum service.

Info Review Benefits Fees
AMEX Platinum Edge Credit Card
AMEX Platinum Edge Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 24.74%*
  • Annual Fee: $149.00*
4.5 out of 5

The AMEX Platinum Edge Credit Card by American Express gives its users maximum benefits with their 3-2-1 rewards program, as well as up to four supplementary cards with no annual card fee.

Info Review Benefits Fees
AMEX Platinum Card
AMEX Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $900.00*
4.5 out of 5

The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities.

Info Review Benefits Fees
AMEX Platinum Business Card
AMEX Platinum Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $1,200.00*
4.5 out of 5

The American Express Platinum Business Card makes it easy for Australian business owners to make purchases and track their expenses with detailed summaries, leaving them more time to manage their business.

Info Review Benefits Fees
AMEX Gold Business Credit Card
AMEX Gold Business Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $160.00*
4.5 out of 5

The Amex Gold Business credit card is designed exclusively to help you to make your business run smoothly. The Gold business credit card from Amex is a convinient way for you to pay your business expenses and can be used just for business purposes.

Info Review Benefits Fees
AMEX Gold Business Card
AMEX Gold Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $169.00*
4.0 out of 5

The American Express Gold Business Card is a perk for any business in Australia. The benefits are never-ending, giving cardholders downloadable, itemized statements and an adjustable spending limit that's not pre-set.

Info Review Benefits Fees
AMEX Gold Ascent Credit Card
AMEX Gold Ascent Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
3.5 out of 5

This American Express credit card is designed for Australian frequent travellers wanting a card to consolidate travel expenses and earn travel benefits and discounted purchasing.

Info Review Benefits Fees



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