Instant Decision Cards
- Featured Instant Decision Card: AMEX Platinum Reserve Credit Card
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- Receive 30,000 Membership Rewards Bonus Points when you spend $500 in the first 2 months of Card membership
- Annual choice of a complimentary Virgin Blue economy return flight to one of 7 international or 29 domestic destinations1 or one night's complimentary hotel stay 6 at a selected range of hotels
- Complimentary Priority Pass membership
- 2 complimentary airport lounge visits per year
- Domestic and International Travel Insurance
- Overseas Travel Insurance
- Travel Inconvenience Cover
- Membership Rewards Ascent program
- 1.5 Membership Rewards Points for every dollar you spend* * *
The American Express Platinum Reserve Credit Card gives residents of Australia membership points and travel rewards including a free Virgin Blue economy return flight every year the card is active. Read more...
Credit cards in this category provide the instant decision feature to eradicate previous lengthy waiting periods. With an instant decision feature advertised, a credit card would typically process an applicant within seconds or minutes (whichever is advertised.) Once accepted the applicant still has to wait a number of days for the card to be delivered. This feature applies to applications submitted online. Instant decision cards are known to come on various types of cards including prepaid debit and secured credit cards. Credit cards in this category could offer additional benefits like intro rates, no annual fee, special discounts on categorized purchases, and a rewards program. Instant decision cards are advertised to any credit type. Instant decision cards listed below are reserved for the Australian market.
Instant Decision Cards Listing
| Card | Stats | Rated | About | Take Action |
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| AMEX Qantas Discovery Credit Card | ||||
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4.5 out of 5 | Australians can get travel rewards with the Qantas American Express Discovery Card. The card features no annual fee and ways to earn Qantas frequent flyer miles per dollar on qualifying purchases. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Velocity Business Card | ||||
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4.5 out of 5 | The AMEX Velocity Business Card is the ideal card designed for the business traveler. It has amazing advantages over other credit cards allowing you to earn substantially higher reward rates, business software that allows you to download statements directly to accounting software and credit-free days. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Velocity Platinum Card | ||||
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4.5 out of 5 | The AMEX Velocity Platinum Card is the ideal card designed for the traveler in you. It has amazing reward point potential with Velocity points per dollar spent at Virgin Australia group and less points earned on every dollar for purchases elsewhere. Just for obtaining one you will receive a complimentary return domestic flight on Virgin Australia every year. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| St. George Gold Low Rate MasterCard | ||||
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4.5 out of 5 | No matter where you live, a good credit card deal is hard to pass up. In Australia, then, the financial team at St. George is a good place to start if you are interested in a new credit card with premium benefits. |
Info Review Benefits Fees |
| Read More | ||||
| St. George Gold Low Rate Visa Credit Card | ||||
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4.5 out of 5 | If you live in Australia and are in the market for a new credit card, you might want to consider a new Gold Visa Card from St. George Bank. A Low Rate card, for example, could give you some options for saving money. |
Info Review Benefits Fees |
| Read More | ||||
| ANZ Low Rate MasterCard® | ||||
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3.5 out of 5 | The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ First Visa Credit Card | ||||
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3.5 out of 5 | This credit card from ANZ is a simple card for the consumer who wants a basic card on which to consolidate purchase transactions. Its prominent features are a low annual fee, intro period and competitive rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Rewards Visa Credit Card | ||||
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4.0 out of 5 | Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer American Express Gold Credit Card | ||||
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4.0 out of 5 | The ANZ American Express Gold Card appeals to frequent flyer account holders and every Australian resident who takes occasional business or personal trips by air. |
Info Review Benefits Fees |
| Read More | ||||
| ANZ Frequent Flyer Visa Platinum Credit Card | ||||
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4.5 out of 5 | Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Frequent Flyer American Express Platinum Credit Card | ||||
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4.5 out of 5 | This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Rewards American Express Credit Card | ||||
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4.0 out of 5 | ANZ Rewards American Express Card gives you the points earning power of two different cards with the convenience of one account, one monthly statement, and one annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| HSBC Credit Card | ||||
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4.5 out of 5 | A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| AMEX Platinum Edge Credit Card | ||||
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4.5 out of 5 | The AMEX Platinum Edge Credit Card by American Express gives its users maximum benefits with their 3-2-1 rewards program, as well as up to four supplementary cards with no annual card fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Rewards Platinum Visa Credit Card | ||||
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4.0 out of 5 | The ANZ Rewards Platinum Visa Card is the ideal card for the individual who wants to advantages of having two credit cards with convenience of having only one account. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Rewards Platinum American Express Card | ||||
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4.0 out of 5 | The ANZ Rewards Platinum American Express Card offers consumers the advantages of carrying two separate Platinum cards with the convenience and rewards of holding only one combined account. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| ANZ Platinum Credit Card | ||||
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4.0 out of 5 | The ANZ Platinum Credit Card is the ideal card for the global traveler. It offers exceptional security and concierge services that are just not available with other credit card services. There is no annual fee for the first year and if you spend enough, over the set amount annually, the fee for subsequent years will be waived. This card offers all the bells and whistles for secure and safe traveling |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| HSBC Platinum Qantas Credit Card | ||||
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4.5 out of 5 | If you live in Australia and are looking for a credit card, it might be wise to find one that offers benefits with Qantas airlines. This will allow you to earn Frequent Flyer miles while enjoying other premium services, |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| HSBC Platinum Credit Card | ||||
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4.0 out of 5 | The HSBC Platinum Card is a credit card designed for eligible Australian residents who want to take advantage of receiving Platinum benefits and features that come with being a Platinum credit card holder. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||

