Low Interest Cards

Featured Low Interest Card: CitiBank Clear Platinum Credit Card
  • CitiBank Clear Platinum Credit Card
  • Rated: 3.5 out of 5
  • Intro APR: 0.99%*
  • Intro APR Period: 6 months*
  • APR: 11.49%*
  • Annual Fee: $49.00*

- Special Offer: until the 31st March 2010, Citibank will be offering 50% off the annual fee for the first year. That is saving of $50! the standard Annual fee is $99.
- 11.49% p.a. Interest rate on purchases
- 0.99% p.a. for 6 months on balance transfers
- Up to $60.000 credit line
- 55 Days interest free
- 24 Hour Personal Concierge Services
- 25% off special offers through Citibank World Privileges
- VISA Platinum Privileges

* * *

Open newer possibilities with this Citibank Clear Platinum card giving you even more benefits and card features that take the clear card to another level. It is a complete package for the intelligent consumer. Read more...

Consumers searching for a credit card charging low interest rates on applicable transactions including purchases have come to the right place. These credit cards are designed to encourage spending so consumers don't have to pay so much on those everyday purchases they can't do without. These credit cards charge low interest rates on advertised transactions (purchases, balance transfers and cash advances) throughout the duration of card ownership. Just like other credit cards outside this category, members who pay late beyond the permissible amount of times are subject to hiked up rates as described in the card agreement of each product. Low interest credit cards apply to consumers of any credit type. Low interest credit cards listed below are reserved for the Australian market.


Get the money when you need it most -- Australian Payday Finder

Low Interest Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
Citibank Clear Credit Card
Citibank Clear Credit Card
  • Intro APR: 2.9%*
  • Intro APR Period: 6 months*
  • APR: 15.49%*
  • Annual Fee: $65.00*
4.5 out of 5

Do you have a credit card charging over-the-top rates? The Citibank Clear Card is the ideal card for you to lessen the pressure from your current deal and enjoy the advantages of a low interest card.

Info Review Benefits Fees
Aussie MasterCard®
Aussie MasterCard
  • Intro APR: 2.99%*
  • Intro APR Period: 6 months*
  • APR: 12.29%*
  • Annual Fee: $49.00*
4.5 out of 5

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates.

Info Review Benefits Fees
St. George Vertigo MasterCard®
St. George Vertigo MasterCard
  • Intro APR: 2.99%*
  • Intro APR Period: 6 months*
  • APR: 11.74%*
  • Annual Fee: $55.00*
4.0 out of 5

The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you.

Info Review Benefits Fees
ANZ Balance Visa Credit Card
ANZ Balance Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 13.79%*
  • Annual Fee: $79.00*
4.0 out of 5

This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment.

Info Review Benefits Fees
ANZ Low Rate MasterCard®
ANZ Low Rate MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 12.74%*
  • Annual Fee: $58.00*
4.0 out of 5

The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: 3.99%*
  • Intro APR Period: 6 months*
  • APR: 14.99%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees
Bankwest Lite Mastercard®
Bankwest Lite Mastercard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $59.00*
4.5 out of 5

The Bankwest Lite Mastercard card comes from a smaller Australian bank with a guarantee to shield you from higher interest rates on other credit cards. Features are good but not in the class of a premium card.

Info Review Benefits Fees
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
  • Intro APR: 5.99%*
  • Intro APR Period: 5 months*
  • APR: 18.99%*
  • Annual Fee: $24.00*
3.5 out of 5

This CBA credit card would help you with a reasonable credit limit and more importantly an opportunity for you to start repaying debt from a single account with very little interest charged.

Info Review Benefits Fees



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