Low Interest Cards

Featured Low Interest Card: ANZ Balance Visa Credit Card
  • ANZ Balance Visa Credit Card
  • Rated: 4.0 out of 5
  • Intro APR: 0% 6 months*
  • Regular APR: 14.24%*
  • Annual Fee: $79.00*

- 0% p.a balance transfers for 6 months
- 1 Reward Point for every $1 you repay to your balance
- Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards
- Choose how often you would like to be rewarded - every 3, 6 or 12 months
- $57 Annual Account Fee + $22 Rewards Program Fee (per card)

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This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment. Read more...

Consumers searching for a credit card charging low interest rates on applicable transactions including purchases have come to the right place. These credit cards are designed to encourage spending so consumers don't have to pay so much on those everyday purchases they can't do without. These credit cards charge low interest rates on advertised transactions (purchases, balance transfers and cash advances) throughout the duration of card ownership. Just like other credit cards outside this category, members who pay late beyond the permissible amount of times are subject to hiked up rates as described in the card agreement of each product. Low interest credit cards apply to consumers of any credit type. Low interest credit cards listed below are reserved for the Australian market.

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Low Interest Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
ANZ Low Rate MasterCard®
ANZ Low Rate MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 13.24%*
  • Annual Fee: $58.00*
4.0 out of 5

The ANZ low rate card charges highly attractive rates on purchases in addition to a 55 day interest free period on purchase you make. The offer is quite irresistible.

Info Review Benefits Fees
Aussie MasterCard®
Aussie MasterCard
  • Intro APR: 2.99%*
  • Intro APR Period: 6 months*
  • APR: 12.99%*
  • Annual Fee: $49.00*
4.5 out of 5

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates.

Info Review Benefits Fees
Citibank Clear Credit Card
Citibank Clear Credit Card
  • Intro APR: 11.99%*
  • Intro APR Period: 12 months*
  • APR: 15.49%*
  • Annual Fee: $65.00*
4.5 out of 5

Do you have a credit card charging over-the-top rates? The Citibank Clear Card is the ideal card for you to lessen the pressure from your current deal and enjoy the advantages of a low interest card.

Info Review Benefits Fees
CitiBank Clear Platinum Credit Card
CitiBank Clear Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 11.49%*
  • Annual Fee: $49.00*
3.5 out of 5

Open newer possibilities with this Citibank Clear Platinum card giving you even more benefits and card features that take the clear card to another level. It is a complete package for the intelligent consumer.

Info Review Benefits Fees
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $24.00*
4.0 out of 5

This CBA credit card would help you with a reasonable credit limit and more importantly an opportunity for you to start repaying debt from a single account with very little interest charged.

Info Review Benefits Fees
St. George Platinum Credit Card
St. George Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 15.74%*
  • Annual Fee: $89.00*
4.0 out of 5

This St. George card is a platinum credit card and it makes sure its cardholders don't forget that. Benefits range from a mid-term balance transfer intro period to discounted purchasing and personal concierge.

Info Review Benefits Fees
St. George Vertigo MasterCard®
St. George Vertigo MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 12.49%*
  • Annual Fee: $55.00*
4.0 out of 5

The Vertigo MasterCard credit card from St. George Bank is an award winning low interest rates card that automatically cuts down your bills. If you're someone who cannot afford to pay in full this card is surely for you.

Info Review Benefits Fees
Suncorp Clear Options Standard Card
Suncorp Clear Options Standard Card
  • Intro APR: 2.9%*
  • Intro APR Period: 12 months on BT*
  • APR: 12.24%*
  • Annual Fee: $39.00*
4.5 out of 5

The Suncorp Clear Options Standard Card is a Visa that offers privileges and special offers for cardholders. These include a Visa Entertainment package with added bonuses and savings. The annual fee is very low, and the interest rate for new balance transfers is considerably low as well. You must be a resident of Australia to apply for this offer, and it requires good credit. It can be used wherever Visa is accepted.

Info Review Benefits Fees



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