Suncorp Platinum Credit Card

If you have a good credit rating, you might want to consider applying for Suncorp Platinum Cards AU. Anyone with outstanding card balances, whether from a private or international bank, or a department store, can take advantage of Suncorp’s promotional p.a. on balance transfers. While many card issuers might offer similar incentives, they always expire, but this platinum level credit card lets you take advantage of the low rate for as long as they exist in your account.

As a Suncorp card, you will get their standard complimentary rewards program, offering 1 point for every dollar spent on your card. These reward points can be applied to a variety of rewards and never expire as long as your account is open. Just like with other Suncorp cards you can also add an optional Qantas Frequent Flyer program, which will give you 2 mile points for every $3 spent, for an additional annual fee. Other standard Suncorp benefits, like complimentary purchase cover insurance, international travel insurance, and special offers Visa Entertainment that bring you premium deals on concerts, movies, and sporting events are also included.

As a platinum card, though, you will get many of the extra perks and rewards you might expect, like the freedom and luxury of higher limits and more exclusive privileges and promotions. There are also a bevy of extensive incentive rewards. On top of these standard benefits, you also get 24-hour concierge service that will help you with personal or business needs anywhere in the world, 24-hours a day, 7-days a week, even if it has nothing to do with using your credit card. You will also get access to Take Flight Cashback rewards and airline and hotel vouchers, as well as Complimentary Transit Accident Insurance.

Applying for this card is the same as for any other Suncorp card. Simply supply your contact details, employment information, and personal income and expense details to the bank on your application, which you can find, conveniently, online. You must also be 18 years old, have a good credit score, as well as have a permanent Australian residence, and a minimum income. In this case, the minimum income is $50,000, which is slightly higher than lower limit cards. As with the others too, you can be an existing Suncorp cardholder, but you must have had your current account for at least 9 months before you can be approved for a new one.