Prepaid Cards:  

Prepaid debit cards are products advertised to consumers looking to save a few bucks for the rainy day. These cards charge no interest rates but intending applicants should expect to pay a monthly service charge (membership fee) and a setup (processing) fee. Prepaid debit cards offer the unique advantage of giving one the freedom to spend just how much is earned. Since there's no credit issued, members have the right opportunity to live according to budget. Prepaid cards are known to offer instant decision and guaranteed approval features through which members are guaranteed acceptance provided they surpass minimum requirements. Prepaid debit cards apply to consumers of all credit types. Approval is often guaranteed as no credit check or employer verification is carried out since there is no credit involved. Not all businesses accept prepaid debit cards even those issued on popular networks. Prepaid debit cards listed below are reserved for the Australian market.