Credit Card Review & Application
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | 18.74% (variable) * |
| Annual Fee: | $79.00* |
| Issuer: | St. George Bank |
| Card Network: | VISA® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Affinity Card - Co-Branded Card - Reward Card |
| Credit Needed: | Good* |
The St.George & BankSA Amplify Rewards Cards brought to you by St. George is a rewards credit card like no other out there on the market. This credit card gives cardholders the option to choose the rewards program they would like to be a part of as a cardholder. Cardholders have the option to choose between two great reward programs. Cardholders can take part in Amplify Rewards or Amplify Qantas. Amplify offers two rewards programs that will suit anyone and everyone.
Amplify Rewards allows cardholders to earn points on everyday purchases using their card. Points can be redeemed for a variety of rewards including fitness and leisure, Amplify travel, housewares and appliances, food and wine, gift cards, and more. Cardholders are given the options to choose from a wide range of categories to choose which way they would like to redeem their points and what they would like to enjoy.
Cardholders registered for the Amplify Rewards programs with earn 1 point for every $1 spent on purchases. Users wanting to use their card for day-to-day purchases and pay off debt monthly will enjoy the points they can earn with this program.
The Amplify Qantas rewards program allows cardholders to earn Qantas Frequent Flyer points. When you use your credit card, you can earn points and redeem points for a variety of different products and services. Cardholders can enjoy Classic Award flights on Qantas and 25 other airline partners, Flight Upgrade Rewards on eligible Qantas flights, Jetstar and Qantas Any Seat Awards flights, and more.
Users registered for the Amplify Qantas rewards programs will have the opportunity to earn 1 Qantas Frequent Flyers point for every $2 spent on purchases using their Amplify credit card. Users will enjoy earning points every time they use their card.
Both rewards points programs are complimentary to register for as an Amplify cardholder and points can be earned and earned. There is no points capping so card users can enjoy using their card as often as they want to earn more points and redeem their hard earned points for a variety of great rewards.
This credit card also has a low annual fee; however, despite the low annual fee, cardholders can enjoy a variety of rewards just for using their card. The rewards outweigh the low annual charge. The card also has slightly high purchase rate and advance cash rate, but again both rewards programs outweigh these rates greatly.
| Reward Types: | - Airline Rewards Cards - Other Rewards Cards - Travel Rewards Cards - Universal Rewards Cards |
| Reward Unit: | Point |
| Rewards: | - Earn 2 Amplify Points per $1 spent on purchases. - OR, earn 1 Qantas Frequent Flyer Points per $1 spent on purchases. Redeeming Amplify Rewards Choose from all kinds of categories, including: Leisure and Fitness, Amplify Travel, Technology, Gift Cards, Homewares and Appliances, Entertainment and Experiences, Food and Wine, Community (charitable donations) You can also redeem Amplify points for: - Domestic and international flights on many of the world’s major airlines, as well as accommodation, holiday packages and even car hire through Amplify Trave. - Air points or miles with Virgin Blue and V Australia's Velocity program, Malaysia Airlines Enrich program and Singapore Airlines Krisflyer program |
| Expiration: | None* |
| Yearly Limit: | None* |
| Other Benefits: | See Terms and Conditions of the Card |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Applied Towards: | Balance Transfer |
| Introductory Period: | N/A* |
| APR on Purchases: | 18.74% (variable)* |
| Annual Fee: | $79.00* |
| Grace Period: | Up to 55 days* |
| Late Payment Fee: | $35.00* |
| Over Limit Fee: | $35.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 2.00% |
| Minimum Fee: | $10.00 |
| APR Cash Advances: | 20.74% |
| Cash Advance Fee: | 2.00% |
| Minimum Fee: | $10.00 |
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† Details of the St. George Amplify Rewards Card are subject to change without prior notice. We do not guarantee the accuracy of information provided after the last update (Jan 20, 2012) hence, we strongly advise visitors to check terms and conditions prior to completing the application process.

