Credit Card

Suncorp Clear Options Plus Credit Card

4.0

out of 5

- 1.9% p.a. for 12 months on balances transferred
- Complimentary Rewards Program with points that never expire
- Credit limit of up to $7,500
- Complimentary Purchase Cover Insurance for lost, stolen or damaged goods
- Competitive annual fees for primary and additional cardholders
- Privileges and special offers
- Up to 55 days interest free on retail purchases6



Intro APR: 1.9%*
Intro Period: 12 months on BT
APR: 19.99% (variable)*
Annual Fee: $63.00*
Issuer: Suncorp Bank
Card Network: VISA®
Card Category: Consumer (Premium)
Card Type: - Reward Card
Credit Needed: Good*

This Suncorp card, like most other Australian credit cards, can be used anywhere in the world where there is a MasterCard or Visa Card logo in both shopping outlets and ATMs. It is of great convenience to the user. This credit card can also be used to do various things such as paying bills and transferring funds. Payments can be made online, over the phone, or in any number of retail establishments all over the world. It also has low interest rates.

A Suncorp Clear Options Plus card can be applied for from any banking institution in Australia and it carries a lot of offers, advantages, and rewards. This form of credit card enables the user to take total control of their money and financial issues and use them to their maximum advantage. The advantages of using the Suncorp card are that the user gets a low interest rate per annum for all balances transferred; this means that if balances from the user's non Suncorp cards are transferred to the Suncorp credit account, then the user gets to enjoy interest at a low rate.

Another great advantage of using the Suncorp Plus card is that there are points earned such that for every purchase made by the Suncorp Plus Card, the points earned lead to more money for the user and these points do not expire. The Suncorp card has a higher credit limit which means the user can buy and spend on items and goods before they have to start repaying the money back. This is a great limit but of course this limit will be determined by the applicant's credit rating and may actually be lower at the beginning. This limit can be built up with on-time payments and good money management.

The credit card also offers insurance for lost or damaged goods. This coverage is valid internationally, and it will also cover items in the case of theft. It can provide great reassurance when purchasing anything, especially larger items and when traveling. This is very reassuring in a world of identity theft, robberies, stolen goods, and merchandise that is broken or defective for whatever reason. This type of protection can be invaluable, and shows that the card is run and handled by a reliable institution. A safe card helps in the quest for a good and stable credit rating and positive credit history. These things affect the majority of a person's daily life.

Reward Types: - Other Rewards Cards
- Universal Rewards Cards
Reward Unit: Point
Rewards: All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances do not earn Reward points. Suncorp Reward points never expire while the card remains open.
Expiration: None*
Other Benefits: See Terms and Conditions of the card
Comments: You will need the following information to complete your Online Application:
- Your contact details
- Your Drivers License number (if you have one)
- Your employer's address and switch telephone number (as listed in the White Pages).
- If self–employed, your accountant’s name, company name and phone number.
- Details of the accounts you would like to transfer balances from.
Online Account Access: Yes
Introductory APR: 1.9%*
Applied Towards: Balance Transfer
Introductory Period: 12 months on BT*
APR on Purchases: 19.99% (variable)*
Annual Fee: $63.00*
Grace Period: 55 days*
Min Finance Charge: $0.50
Max Credit Line: $7,500
Late Payment Fee: $35.00*
Over Limit Fee: $35.00
Balance Transfer: Yes
APR Cash Advances: 19.99%
Apply Now


You may also be interested in:

† Details of the Suncorp Clear Options Plus Credit Card are subject to change without prior notice. We do not guarantee the accuracy of information provided after the last update (Aug 6, 2010) hence, we strongly advise visitors to check terms and conditions prior to completing the application process.




Home | RSS Feeds | Terms | Sitemap | Contacts Copyright © 2007-2010 - CreditCardsCo - All rights reserved.