Credit Card

Suncorp Gold Credit Card

4.5

out of 5

- 2.9% p.a. for 12 months on balance transfers.
- Complimentary Rewards Program with points that never expire and earn 1 Reward point for every $1 spend
- The option of earning Qantas Frequent Flyer points
- Earn 2 Qantas Frequent Flyer points for every $3 spent
- Complimentary International Travel Insurance
- Complimentary Purchase Cover Insurance for lost, stolen or damaged goods
- Generous credit limit of up to $25,000
- Special offers through Visa Entertainment, which brings the best entertainment experiences from concerts and cinema to sporting events and travel offers.

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Intro APR: 2.9%*
Intro Period: 12 months on BT
APR: 19.75% (variable)*
Annual Fee: $99.00*
Issuer: Suncorp Bank
Card Network: VISA®
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Reward Card
Credit Needed: Good*

The Suncorp Gold Card is for Australian residents who are looking for a credit card that will allow them to take hold of their finances and start living a life that is easier. This card is not like other credit cards out there on the market. If you have other store cards and credit cards, you have the opportunity to transfer all of your outstanding amounts and charges onto the credit card for one simple monthly payment each month. If you do not want to worry about multiple credit card payments each month, why not apply for a card that can make your life and finances much simpler?

In addition to making your financial life simpler, cardholders receive numerous benefits from the card's many key features and rewards program. With a Gold card, users are automatically entered into the complimentary Rewards Program, have the option to earn Qantas Frequent Flyer Points, receive complimentary international travel insurance and purchase cover insurance, and have the opportunity to receive special offers and discounts on Visa Entertainment.

The card works for cardholders who are interested in paying off their card balance each month rather than allowing interest to accrue. The card also has many other key features that cardholders will appreciate such as a low balance transfer rate, a low p.a. interest rate, a low annual fee, a limited interest free period, cash advance access, and more.

The card is available to Australian residents only who meet certain eligibility requirements. The Gold card is not for everyone and not everyone is eligible. In order to be eligible for this credit card, permanent residents of Australia must be at least 18 years old, have a good or excellent credit rating or score, have an annual income of at least $35,000, and if already a Suncorp card holder, must be a credit holder for at least 9 months to be eligible. Applicants who do not meet all of these criteria will not be eligible for the card.

Australian residents interested in applying for this card can apply online by providing key information such as contact information, income and expense information, and employment information. The application is quick and easy, taking only 10 minutes of your time. Appliers will be notified whether or not they were accepted for the credit card or declined. Appliers will receive a response within 60 seconds of submitting the credit card application.

Reward Types: - Other Rewards Cards
- Travel Rewards Cards
- Universal Rewards Cards
Reward Unit: Point
Rewards: - 1 Reward point for every $1 spent and points don't expire while the card remains open.
- Earn 2 Qantas Frequent Flyer points for every $3 spent.
Expiration: None*
Other Benefits: - Complimentary International Travel insurance
- Purchase Cover Insurance
- Privileges and Special Offers
Comments: Approval Criteria
- Are at least 18 years of age
- Have a good credit rating
- Earn taxable income of $35,000 per year or more
- Are a permanent Australian resident
- If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.
Online Account Access: Yes
Introductory APR: 2.9%*
Applied Towards: Balance Transfer
Introductory Period: 12 months on BT*
APR on Purchases: 19.75% (variable)*
Annual Fee: $99.00*
Grace Period: 55 days*
Max Credit Line: $25,000
Late Payment Fee: $35.00*
Over Limit Fee: $35.00
Balance Transfer: Yes
APR Cash Advances: 19.75%
Additional Fees Additional Suncorp Clear Options Gold card fee: $15.00
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† Details of the Suncorp Gold Credit Card are subject to change without prior notice. We do not guarantee the accuracy of information provided after the last update (Jul 15, 2010) hence, we strongly advise visitors to check terms and conditions prior to completing the application process.




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