Top Rated Cards

Featured Top Rated Card: Virgin Money No Annual Fee Credit Card
  • Virgin Money No Annual Fee Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: 2.9% for 6 months on BT*
  • Regular APR: 18.99% *
  • Annual Fee: $0.00*

- Choosing one of the six fetching colours before they run out is just the beginning (6 great colours to choose from)
- No Annual Fee. Ever.
- 2.9% p.a. for first 6 months (20.99% p.a. thereafter) on balance transfers
- Access to all the great Virgin family offers
- Enjoy up to 44 Interest free days

* * *

The Virgin No Annual Fee Credit Card is being presented by Visa. It will give you full access to Visa's regular benefits and has an introductory APR rate. It also has bonus velocity points. Read more...

These credit cards are the popular credit cards offering attractive benefits. Top rated cards come in all categories including those reserved for the elite consumer. A top rated card is often advertised to individuals and business owners possessing good or excellent credit ratings. These cards could come with a rewards program, 0% interest rates during a specified period, discounted purchasing with participating merchants and other unique benefits for card members to take advantage of. The following credit cards are rated highly by current members and reviewers. Feel free to read our review on each product and compare those you're interested in. Be sure to read and understand the card agreement before submitting an application. Top rated cards listed below are reserved for the Australian market.



Get the money when you need it most - Australian Loan Offers

Top Rated Cards Listing

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AMEX Velocity Business Card
AMEX Velocity Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $249.00*
4.5 out of 5

The AMEX Velocity Business Card is the ideal card designed for the business traveler. It has amazing advantages over other credit cards allowing you to earn substantially higher reward rates, business software that allows you to download statements directly to accounting software and credit-free days.

Info Review Benefits Fees
AMEX Velocity Platinum Card
AMEX Velocity Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $349.00*
4.5 out of 5

The AMEX Velocity Platinum Card is the ideal card designed for the traveler in you. It has amazing reward point potential with Velocity points per dollar spent at Virgin Australia group and less points earned on every dollar for purchases elsewhere. Just for obtaining one you will receive a complimentary return domestic flight on Virgin Australia every year.

Info Review Benefits Fees
AMEX Platinum Business Card
AMEX Platinum Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $1,200.00*
4.5 out of 5

The American Express Platinum Business Card makes it easy for Australian business owners to make purchases and track their expenses with detailed summaries, leaving them more time to manage their business.

Info Review Benefits Fees
AMEX Platinum Reserve Credit Card
AMEX Platinum Reserve Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $395.00*
4.5 out of 5

The American Express Platinum Reserve Credit Card gives residents of Australia membership points and travel rewards including a free Virgin Blue economy return flight every year the card is active.

Info Review Benefits Fees
AMEX Qantas Discovery Credit Card
AMEX Qantas Discovery Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
4.5 out of 5

Australians can get travel rewards with the Qantas American Express Discovery Card. The card features no annual fee and ways to earn Qantas frequent flyer miles per dollar on qualifying purchases.

Info Review Benefits Fees
Virgin Flyer Credit Card
Virgin Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 20.99%*
  • Annual Fee: $99.00*
4.5 out of 5

The new Virgin Flyer credit card by Virgin money is the latest "next big thing" to come to the "Aussie" shores. This card has everything and a two for deal that will get you out and about in no time.

Info Review Benefits Fees
AMEX Platinum Edge Credit Card
AMEX Platinum Edge Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 24.74%*
  • Annual Fee: $149.00*
4.5 out of 5

The AMEX Platinum Edge Credit Card by American Express gives its users maximum benefits with their 3-2-1 rewards program, as well as up to four supplementary cards with no annual card fee.

Info Review Benefits Fees
AMEX Qantas Premium Credit Card
AMEX Qantas Premium Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $149.00*
4.5 out of 5

American Express Quantas traveller's Premium credit card charging highly competitive rates with a travel rewards program and other exclusive benefits. Minimum income requirement is $40,000 p.a. in addition to having good credit to qualify.

Info Review Benefits Fees
HSBC Credit Card
HSBC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

A basic HSBC Australia credit card charging competitive rates on purchases and cash advances. Cardholders enjoy low balance transfer rates over a long term period.

Info Review Benefits Fees
AMEX Platinum Card
AMEX Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $900.00*
4.5 out of 5

The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities.

Info Review Benefits Fees
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 20.99%*
  • Annual Fee: $199.00*
4.5 out of 5

If you live in Australia and are looking for a credit card, it might be wise to find one that offers benefits with Qantas airlines. This will allow you to earn Frequent Flyer miles while enjoying other premium services,

Info Review Benefits Fees
ANZ Frequent Flyer American Express Platinum Credit Card
ANZ Frequent Flyer American Express Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $295.00*
4.5 out of 5

This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Platinum Credit Card
ANZ Frequent Flyer Visa Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $295.00*
4.5 out of 5

Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Classic Credit Card
ANZ Frequent Flyer Visa Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 19.74%*
  • Annual Fee: $95.00*
4.5 out of 5

Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Classic Credit Card
ANZ Frequent Flyer American Express Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 19.74%*
  • Annual Fee: $95.00*
4.5 out of 5

The ANZ Classic AMEX credit card is an eloquent card for the consumer interested in earning frequent flyer miles on eligible transactions. Card transactions are highly competitive with a low annual fee.

Info Review Benefits Fees
Business Vantage Visa Credit Card
Business Vantage Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 17.15%*
  • Annual Fee: $0.00*
4.5 out of 5

Getting more from your money is easy with the BusinessVantage Visa Credit Card. For flexible expense reporting and savings galore, there really isn't a much better product in all of Australia.

Info Review Benefits Fees
AMEX Platinum MoneyBack Credit Card
AMEX Platinum MoneyBack Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $99.00*
4.5 out of 5

Earn 5% MoneyBack with American Express MoneyBack Platinum credit card on virtually all purchases. There is a 44 day interest free period, and additional benefits to guarantee 24/7 platinum service.

Info Review Benefits Fees
AMEX Gold Business Credit Card
AMEX Gold Business Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $160.00*
4.5 out of 5

The Amex Gold Business credit card is designed exclusively to help you to make your business run smoothly. The Gold business credit card from Amex is a convinient way for you to pay your business expenses and can be used just for business purposes.

Info Review Benefits Fees
Aussie MasterCard®
Aussie MasterCard
  • Intro APR: 9.99%*
  • Intro APR Period: 12 months*
  • APR: 13.29%*
  • Annual Fee: $49.00*
4.5 out of 5

This credit card from Aussie is a low rates credit card for Australians who cannot afford to pay their balance in full but prefer to revolve balance through months while incurring minimum rates.

Info Review Benefits Fees



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