Universal Rewards Cards

Featured Universal Rewards Card: Woolworths Everyday Money Credit Card
  • Woolworths Everyday Money Credit Card
  • Rated: 3.5 out of 5
  • Intro APR: 5.99% for 6 months*
  • Regular APR: 18.74% *
  • Annual Fee: N/A*

- Special offer: a bonus $50 shopping card (until 30 April 2010)
- No annual fee for 1st year, $49 thereafter
- 5.99% for 6 months on Balance Transfer
- Earn up to 3 points per $1 spent on purchases
- Earn a shopping card every 4 months
- Your choice of 4 fresh card colours
- Free additional card
* Card is issued by HSBC Bank Australia Limited.

* * *

This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies. Read more...

These are universal reward cards. A card in this grade is unique and specially intended to reward its participants abundantly. Card members are awarded a cash rebate, mile, or point on every dollar spent on eligible purchases (based on the program in question.) Some programs will allow card members earn in more than one way one at a time. Members keep accumulating points and can track those already earned through financial statements so they know when qualified to start redeeming prizes. A universal reward card gives you the privilege of frequent spending and receiving. With other reward options asides those mentioned here, you can be sure you wouldn't be bored when it comes to redeeming a prize. Universal reward cards listed below are reserved for the Australian market.



Get the money when you need it most - Australian Loan Offers

Universal Rewards Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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AMEX Gold Ascent Credit Card
AMEX Gold Ascent Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
3.5 out of 5

This American Express credit card is designed for Australian frequent travellers wanting a card to consolidate travel expenses and earn travel benefits and discounted purchasing.

Info Review Benefits Fees
AMEX Qantas Discovery Credit Card
AMEX Qantas Discovery Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
4.5 out of 5

Australians can get travel rewards with the Qantas American Express Discovery Card. The card features no annual fee and ways to earn Qantas frequent flyer miles per dollar on qualifying purchases.

Info Review Benefits Fees
HSBC Platinum Credit Card
HSBC Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The HSBC Platinum Card is a credit card designed for eligible Australian residents who want to take advantage of receiving Platinum benefits and features that come with being a Platinum credit card holder.

Info Review Benefits Fees
ANZ Balance Visa Credit Card
ANZ Balance Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 14.49%*
  • Annual Fee: $79.00*
4.0 out of 5

This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment.

Info Review Benefits Fees
St. George Amplify Rewards Card
St. George Amplify Rewards Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.74%*
  • Annual Fee: $79.00*
4.5 out of 5

The St George & BankSA Amplify Rewards Card is the credit card for Australian residents looking for a rewards card that is rewarding, flexible, and provides freedom to the cardholder.

Info Review Benefits Fees
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $89.00*
4.5 out of 5

This Awards credit card from the Commonwealth Bank of Australia offers a rewards program, interest free period, and other complementary benefits to go with a friendly balance transfer offer.

Info Review Benefits Fees
ANZ Rewards Visa Credit Card
ANZ Rewards Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.74%*
  • Annual Fee: $89.00*
4.0 out of 5

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest.

Info Review Benefits Fees
ANZ Rewards American Express Credit Card
ANZ Rewards American Express Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.74%*
  • Annual Fee: $89.00*
4.0 out of 5

ANZ Rewards American Express Card gives you the points earning power of two different cards with the convenience of one account, one monthly statement, and one annual fee.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Classic Credit Card
ANZ Frequent Flyer Visa Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 19.74%*
  • Annual Fee: $95.00*
4.5 out of 5

Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate.

Info Review Benefits Fees
AMEX David Jones Credit Card
AMEX David Jones Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $99.00*
4.5 out of 5

The Amex David Jones Credit card offers gift points each time you spend on your credit inside and outside of David Jones. This card is ideal if you like to treat yourself to David Jones brands and each dollar you spend will turn into gift points which you can redeem in gift cards or travel vouchers.

Info Review Benefits Fees
Virgin Flyer Credit Card
Virgin Flyer Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 20.99%*
  • Annual Fee: $99.00*
4.5 out of 5

The new Virgin Flyer credit card by Virgin money is the latest "next big thing" to come to the "Aussie" shores. This card has everything and a two for deal that will get you out and about in no time.

Info Review Benefits Fees
BOQ Gold Credit Card
BOQ Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $120.00*
3.5 out of 5

The Bank of Queensland Gold Credit Card is designed to give you savings and convenience. With a competitive incentive program and a low introductory rate on balance transfers, you might agree that it succeeds.

Info Review Benefits Fees
Commonwealth Bank Gold Credit Card
Commonwealth Bank Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $144.00*
4.0 out of 5

This is the ideal Commonwealth Bank card for Australians who want a credit card providing sufficient credit to consolidate expenditure and bill payment at a very reasonable interest rate.

Info Review Benefits Fees
AMEX Platinum Edge Credit Card
AMEX Platinum Edge Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 24.74%*
  • Annual Fee: $149.00*
4.5 out of 5

The AMEX Platinum Edge Credit Card by American Express gives its users maximum benefits with their 3-2-1 rewards program, as well as up to four supplementary cards with no annual card fee.

Info Review Benefits Fees
ANZ Rewards Platinum Visa Credit Card
ANZ Rewards Platinum Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $149.00*
4.0 out of 5

The ANZ Rewards Platinum Visa Card is the ideal card for the individual who wants to advantages of having two credit cards with convenience of having only one account.

Info Review Benefits Fees
ANZ Rewards Platinum American Express Card
ANZ Rewards Platinum American Express Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $149.00*
4.0 out of 5

The ANZ Rewards Platinum American Express Card offers consumers the advantages of carrying two separate Platinum cards with the convenience and rewards of holding only one combined account.

Info Review Benefits Fees
AMEX Business Excellerator Credit Card
AMEX Business Excellerator Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $160.00*
4.0 out of 5

Here is the ideal Australian credit card for business owners who want ultimate control over their businesses. You can now monitor expenses like never before or get your money back if unsatisfied.

Info Review Benefits Fees
AMEX Gold Business Credit Card
AMEX Gold Business Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $160.00*
4.5 out of 5

The Amex Gold Business credit card is designed exclusively to help you to make your business run smoothly. The Gold business credit card from Amex is a convinient way for you to pay your business expenses and can be used just for business purposes.

Info Review Benefits Fees
AMEX Gold Business Card
AMEX Gold Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $169.00*
4.0 out of 5

The American Express Gold Business Card is a perk for any business in Australia. The benefits are never-ending, giving cardholders downloadable, itemized statements and an adjustable spending limit that's not pre-set.

Info Review Benefits Fees



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