Universal Rewards Cards

Featured Universal Rewards Card: AMEX Platinum Card
  • AMEX Platinum Card
  • Rated: 4.0 out of 5
  • Intro APR: N/A N/A*
  • Regular APR: N/A*
  • Annual Fee: $900.00*

- Exclusive privileges of the original Platinum
- Charge Card -- pay your balance in full every month
- $900 annual card fee
- Complementary enrollment in Ascent Premium
- $1 spent - up to 1.5 Membership Rewards points
- A Portfolio of Cards at no extra cost - including four supplementary Cards and an additional Card to help you
- separate personal and professional expenses

* * *

The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities. Read more...

These are universal reward cards. A card in this grade is unique and specially intended to reward its participants abundantly. Card members are awarded a cash rebate, mile, or point on every dollar spent on eligible purchases (based on the program in question.) Some programs will allow card members earn in more than one way one at a time. Members keep accumulating points and can track those already earned through financial statements so they know when qualified to start redeeming prizes. A universal reward card gives you the privilege of frequent spending and receiving. With other reward options asides those mentioned here, you can be sure you wouldn't be bored when it comes to redeeming a prize. Universal reward cards listed below are reserved for the Australian market.



Get the money when you need it most - Australian Loan Offers

Universal Rewards Cards Listing

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AMEX Gold Business Card
AMEX Gold Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $169.00*
4.0 out of 5

The Amex Gold Business card is designed exclusively to help you to make your business run smoothly. The Gold business credit card from Amex is a convinient way for you to pay your business expenses and can be used just for business purposes.

Info Review Benefits Fees
ANZ Balance Visa Credit Card
ANZ Balance Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 14.24%*
  • Annual Fee: $79.00*
4.0 out of 5

This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment.

Info Review Benefits Fees
St. George Amplify Rewards Card
St. George Amplify Rewards Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.49%*
  • Annual Fee: $79.00*
4.5 out of 5

The St George & BankSA Amplify Rewards Card is the credit card for Australian residents looking for a rewards card that is rewarding, flexible, and provides freedom to the cardholder.

Info Review Benefits Fees
Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • Intro APR: 5.99%*
  • Intro APR Period: 6 months*
  • APR: 18.74%*
  • Annual Fee: N/A*
3.5 out of 5

This is a Woolworth credit card for the Australian resident who wants to build solid footing into a new life of discount purchasing and freebies.

Info Review Benefits Fees
CUA Gold Rewards Master Card
CUA Gold Rewards Master Card
  • Intro APR: 2.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 19.24%*
  • Annual Fee: $85.00*
3.5 out of 5

The CUA Gold Rewards Master Card offers a competitive and complimentary Rewards program. It does require good credit, and offers a credit line that is rather high. It can be used wherever Master Card is accepted. This card issued by Credit Union Australia can be applied for and used in Australia. These benefits are automatically available upon approval and receipt of this card.

Info Review Benefits Fees
IMB Gold Rewards Master Card
IMB Gold Rewards Master Card
  • Intro APR: 2.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 19.24%*
  • Annual Fee: $99.00*
4.0 out of 5

An IMB credit card is, in fact, paperless money or in other terms plastic money, and this can be used all over the world in any ATM or purchasing outlet that shows the MasterCard Logo. Over 170 countries offer the MasterCard facility, and this is for you to enjoy spending anywhere.

Info Review Benefits Fees
ANZ Rewards Visa Credit Card
ANZ Rewards Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.49%*
  • Annual Fee: $89.00*
4.0 out of 5

Do you want the satisfaction a rewards credit card can bring? Make extra savings and take advantage of a unique rewards program by consolidating everyday expenses for reasonable interest.

Info Review Benefits Fees
HSBC Gold Credit Card
HSBC Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 19.50%*
  • Annual Fee: $89.00*
4.0 out of 5

Have the satisfaction of discounted purchasing, low rate balance transfer intro period, travel insurance benefits, and many more benefits the HSBC Gold Credit Card has to offer at no extra cost.

Info Review Benefits Fees
AMEX David Jones Credit Card
AMEX David Jones Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.74%*
  • Annual Fee: $99.00*
4.5 out of 5

The Amex David Jones Credit card offers gift points each time you spend on your credit inside and outside of David Jones. This card is ideal if you like to treat yourself to David Jones brands and each dollar you spend will turn into gift points which you can redeem in gift cards or travel vouchers.

Info Review Benefits Fees
Suncorp Gold Credit Card
Suncorp Gold Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 15 months on BT*
  • APR: 19.75%*
  • Annual Fee: $99.00*
4.5 out of 5

The Suncorp Gold Card is designed to give Australian residents the opportunity to take control of their life and their finances and start living their life to the fullest. With this credit card, cardholders can worry less about finances and more about taking control.

Info Review Benefits Fees
Suncorp Platinum Credit Card
Suncorp Platinum Credit Card
  • Intro APR: 3.9%*
  • Intro APR Period: for life of Balance*
  • APR: 19.99%*
  • Annual Fee: $205.00*
4.5 out of 5

Suncorps Platinum Cards AU are an easy choice for people with good credit who want more freedom and exclusive priveleges, like lower rates, higher limits, and a 24-hour concierge service

Info Review Benefits Fees
Suncorp Clear Options Plus Credit Card
Suncorp Clear Options Plus Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 12 months on BT*
  • APR: 19.99%*
  • Annual Fee: $63.00*
4.0 out of 5

A Suncorp Clear Options Plus credit card is an easy credit card to obtain, and it gives the user great benefits and rewards.

Info Review Benefits Fees
BOQ Gold Credit Card
BOQ Gold Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 9 months on BT*
  • APR: 20.24%*
  • Annual Fee: $120.00*
3.5 out of 5

The Bank of Queensland Gold Credit Card is designed to give you savings and convenience. With a competitive incentive program and a low introductory rate on balance transfers, you might agree that it succeeds.

Info Review Benefits Fees
BOQ Platinum Credit Card
BOQ Platinum Credit Card
  • Intro APR: 3.9%*
  • Intro APR Period: for Life of Balance*
  • APR: 20.24%*
  • Annual Fee: $199.00*
4.0 out of 5

Earning rewards and saving money is easy with the Bank of Queensland Platinum Credit Card. In fact, with low introductory rates, an impressive rewards program, and a bevy of other features, you may not need another card.

Info Review Benefits Fees
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $89.00*
4.5 out of 5

This Awards credit card from the Commonwealth Bank of Australia offers a rewards program, interest free period, and other complementary benefits to go with a friendly balance transfer offer.

Info Review Benefits Fees
AMEX Business Accelerator Credit Card
AMEX Business Accelerator Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $160.00*
4.0 out of 5

Here is the ideal Australian credit card for business owners who want ultimate control over their businesses. You can now monitor expenses like never before or get your money back if unsatisfied.

Info Review Benefits Fees
AMEX Gold Ascent Credit Card
AMEX Gold Ascent Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $0.00*
3.5 out of 5

This American Express credit card is designed for Australian frequent travellers wanting a card to consolidate travel expenses and earn travel benefits and discounted purchasing.

Info Review Benefits Fees
Commonwealth Bank Gold Credit Card
Commonwealth Bank Gold Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $144.00*
4.0 out of 5

This is the ideal Commonwealth Bank card for Australians who want a credit card providing sufficient credit to consolidate expenditure and bill payment at a very reasonable interest rate.

Info Review Benefits Fees
Commonwealth Bank Platinum Credit Card
Commonwealth Bank Platinum Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.49%*
  • Annual Fee: $280.00*
4.0 out of 5

This Commonwealth Bank card gives you the peace of mind not many platinum credit cards offer. Receive exclusive CBA benefits and enjoyable discount on almost every spend.

Info Review Benefits Fees



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