Universal Rewards Cards

Featured Universal Rewards Card: AMEX Business Excellerator Credit Card
  • AMEX Business Excellerator Credit Card
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 20.74% *
  • Annual Fee: $160.00*

- 90 days Money Back satisfaction guarantee
- 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually)
- 12 statements per year that meet ATO requirements for GST reporting
- The Annual $160 Card Fee is tax deductible if the Card is used solely for business
- Up to 55 interest free days

* * *

Here is the ideal Australian credit card for business owners who want ultimate control over their businesses. You can now monitor expenses like never before or get your money back if unsatisfied. Read more...

These are universal reward cards. A card in this grade is unique and specially intended to reward its participants abundantly. Card members are awarded a cash rebate, mile, or point on every dollar spent on eligible purchases (based on the program in question.) Some programs will allow card members earn in more than one way one at a time. Members keep accumulating points and can track those already earned through financial statements so they know when qualified to start redeeming prizes. A universal reward card gives you the privilege of frequent spending and receiving. With other reward options asides those mentioned here, you can be sure you wouldn't be bored when it comes to redeeming a prize. Universal reward cards listed below are reserved for the Australian market.



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Universal Rewards Cards Listing

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AMEX David Jones Credit Card
AMEX David Jones Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $99.00*
4.5 out of 5

The Amex David Jones Credit card offers gift points each time you spend on your credit inside and outside of David Jones. This card is ideal if you like to treat yourself to David Jones brands and each dollar you spend will turn into gift points which you can redeem in gift cards or travel vouchers.

Info Review Benefits Fees
AMEX Gold Ascent Credit Card
AMEX Gold Ascent Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
3.5 out of 5

This American Express credit card is designed for Australian frequent travellers wanting a card to consolidate travel expenses and earn travel benefits and discounted purchasing.

Info Review Benefits Fees
AMEX Gold Business Card
AMEX Gold Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $169.00*
4.0 out of 5

The American Express Gold Business Card is a perk for any business in Australia. The benefits are never-ending, giving cardholders downloadable, itemized statements and an adjustable spending limit that's not pre-set.

Info Review Benefits Fees
AMEX Gold Business Credit Card
AMEX Gold Business Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $160.00*
4.5 out of 5

The Amex Gold Business credit card is designed exclusively to help you to make your business run smoothly. The Gold business credit card from Amex is a convinient way for you to pay your business expenses and can be used just for business purposes.

Info Review Benefits Fees
AMEX Platinum Business Card
AMEX Platinum Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $1,200.00*
4.5 out of 5

The American Express Platinum Business Card makes it easy for Australian business owners to make purchases and track their expenses with detailed summaries, leaving them more time to manage their business.

Info Review Benefits Fees
AMEX Platinum Card
AMEX Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $900.00*
4.5 out of 5

The perfect AMEX Australia credit card for the elite consumer searching for a total card for offers personalized service with utmost customer satisfaction, top class service delivery and exclusive access to highly rated activities.

Info Review Benefits Fees
AMEX Platinum Edge Credit Card
AMEX Platinum Edge Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 24.74%*
  • Annual Fee: $149.00*
4.5 out of 5

The AMEX Platinum Edge Credit Card by American Express gives its users maximum benefits with their 3-2-1 rewards program, as well as up to four supplementary cards with no annual card fee.

Info Review Benefits Fees
AMEX Platinum Reserve Credit Card
AMEX Platinum Reserve Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $395.00*
4.5 out of 5

The American Express Platinum Reserve Credit Card gives residents of Australia membership points and travel rewards including a free Virgin Blue economy return flight every year the card is active.

Info Review Benefits Fees
AMEX Qantas Discovery Credit Card
AMEX Qantas Discovery Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $0.00*
4.5 out of 5

Australians can get travel rewards with the Qantas American Express Discovery Card. The card features no annual fee and ways to earn Qantas frequent flyer miles per dollar on qualifying purchases.

Info Review Benefits Fees
AMEX Velocity Business Card
AMEX Velocity Business Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $249.00*
4.5 out of 5

The AMEX Velocity Business Card is the ideal card designed for the business traveler. It has amazing advantages over other credit cards allowing you to earn substantially higher reward rates, business software that allows you to download statements directly to accounting software and credit-free days.

Info Review Benefits Fees
AMEX Velocity Gold Card
AMEX Velocity Gold Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $199.00*
4.0 out of 5

The AMEX Velocity Gold Card is the ideal card designed for the business traveler. This card allows you to earn substantial reward points earning points for every dollar spent on purchases through Virgin Australia group and even more points on every dollar spent elsewhere. Just for obtaining, you will begin accumulating rewards immediately with bonus Velocity points.

Info Review Benefits Fees
AMEX Velocity Platinum Card
AMEX Velocity Platinum Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $349.00*
4.5 out of 5

The AMEX Velocity Platinum Card is the ideal card designed for the traveler in you. It has amazing reward point potential with Velocity points per dollar spent at Virgin Australia group and less points earned on every dollar for purchases elsewhere. Just for obtaining one you will receive a complimentary return domestic flight on Virgin Australia every year.

Info Review Benefits Fees
ANZ Balance Visa Credit Card
ANZ Balance Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 14.49%*
  • Annual Fee: $79.00*
4.0 out of 5

This Balance Transfer credit card from the Australia and New Zealand Banking Group charges a low interest rate on purchases transactions. It's unique reward program awards points for making a balance payment.

Info Review Benefits Fees
ANZ Frequent Flyer American Express Platinum Credit Card
ANZ Frequent Flyer American Express Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $295.00*
4.5 out of 5

This platinum AMEX credit card offers a real platinum treat. Cardholders have access to numerous exclusive offers with special bonuses and other enticing features to enjoy.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Classic Credit Card
ANZ Frequent Flyer Visa Classic Credit Card
  • Intro APR: N/A*
  • Intro APR Period: See T&C*
  • APR: 19.74%*
  • Annual Fee: $95.00*
4.5 out of 5

Fly easy with this ANZ Visa Credit Card offering you an opportunity to travel for cheap. You can consolidate your purchase transactions to enjoy a moderate annual interest rate.

Info Review Benefits Fees
ANZ Frequent Flyer Visa Platinum Credit Card
ANZ Frequent Flyer Visa Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $295.00*
4.5 out of 5

Here's a platinum credit card from ANZ that unlocks numerous benefits often reserved to credit cards of higher categories. It charges reasonable rates and a modest annual fee.

Info Review Benefits Fees
ANZ Rewards American Express Credit Card
ANZ Rewards American Express Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 3 months*
  • APR: 19.74%*
  • Annual Fee: $89.00*
4.0 out of 5

ANZ Rewards American Express Card gives you the points earning power of two different cards with the convenience of one account, one monthly statement, and one annual fee.

Info Review Benefits Fees
ANZ Rewards Platinum American Express Card
ANZ Rewards Platinum American Express Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $149.00*
4.0 out of 5

The ANZ Rewards Platinum American Express Card offers consumers the advantages of carrying two separate Platinum cards with the convenience and rewards of holding only one combined account.

Info Review Benefits Fees
ANZ Rewards Platinum Visa Credit Card
ANZ Rewards Platinum Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 5 months*
  • APR: 19.74%*
  • Annual Fee: $149.00*
4.0 out of 5

The ANZ Rewards Platinum Visa Card is the ideal card for the individual who wants to advantages of having two credit cards with convenience of having only one account.

Info Review Benefits Fees



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