Featured Universal Rewards Card: Commonwealth Bank Gold Credit Card

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• Rated: 4.0 out of 5
• Intro APR: N/A N/A*
• Regular APR: 20.49%*
• Annual Fee: $144.00*
• Review

- Get an AMEX card in addition to the standard Master Card
- 20.49% p.a. on purchases
- Balance transfer rate 5.99% p.a. for 5 months
- Up to 55 days interest-free
- Annual fee $144 (or $114 for qualifying customers)
- Complimentary international travel insurance for return trips of up to 3 months

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This is the ideal Commonwealth Bank card for Australians who want a credit card providing sufficient credit to consolidate expenditure and bill payment at a very reasonable interest rate. Read more...

These are universal reward cards. A card in this grade is unique and specially intended to reward its participants abundantly. Card members are awarded a cash rebate, mile, or point on every dollar spent on eligible purchases (based on the program in question.) Some programs will allow card members earn in more than one way one at a time. Members keep accumulating points and can track those already earned through financial statements so they know when qualified to start redeeming prizes. A universal reward card gives you the privilege of frequent spending and receiving. With other reward options asides those mentioned here, you can be sure you wouldn't be bored when it comes to redeeming a prize. Universal reward cards listed below are reserved for the Australian market.