Featured Universal Rewards Card: BOQ Platinum Credit Card

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• Rated: 4.0 out of 5
• Intro APR: N/A*
• Regular APR: 20.74% *
• Annual Fee: $199.00*
• Review

- Q Rewards program
- 2 Q Rewards Points for every $1 spent
- Concierge service
- International travel insurance*
- Higher levels of Purchase Cover Insurance*
- Extended warranty on purchases made
- Priority 24-hour customer service
- $1,000 daily cash advance limit through ATMs
- Free Additional Card

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Earning rewards and saving money is easy with the Bank of Queensland Platinum Credit Card. In fact, with low introductory rates, an impressive rewards program, and a bevy of other features, you may not need another card. Read more...

These are universal reward cards. A card in this grade is unique and specially intended to reward its participants abundantly. Card members are awarded a cash rebate, mile, or point on every dollar spent on eligible purchases (based on the program in question.) Some programs will allow card members earn in more than one way one at a time. Members keep accumulating points and can track those already earned through financial statements so they know when qualified to start redeeming prizes. A universal reward card gives you the privilege of frequent spending and receiving. With other reward options asides those mentioned here, you can be sure you wouldn't be bored when it comes to redeeming a prize. Universal reward cards listed below are reserved for the Australian market.