Featured Universal Rewards Card: ANZ Rewards American Express Credit Card

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• Rated: 4.0 out of 5
• Intro APR: 0% for 3 months*
• Regular APR: 19.74% *
• Annual Fee: $89.00*
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- 0% apr for 3 months
- 2 Reward Points for every $1 spent on purchases
- Receive 10,000 Bonus Reward Points1. Apply by 13 March 2012
- Redeem Reward Points for a wide selection of rewards including cash back, gift cards, shopping vouchers, and flights on any available seat, on any airline, at any time
- Uncapped points earning
- Competitive Total Annual Fee of $89
- Up to 44 days interest free credit on purchases

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ANZ Rewards American Express Card gives you the points earning power of two different cards with the convenience of one account, one monthly statement, and one annual fee. Read more...

These are universal reward cards. A card in this grade is unique and specially intended to reward its participants abundantly. Card members are awarded a cash rebate, mile, or point on every dollar spent on eligible purchases (based on the program in question.) Some programs will allow card members earn in more than one way one at a time. Members keep accumulating points and can track those already earned through financial statements so they know when qualified to start redeeming prizes. A universal reward card gives you the privilege of frequent spending and receiving. With other reward options asides those mentioned here, you can be sure you wouldn't be bored when it comes to redeeming a prize. Universal reward cards listed below are reserved for the Australian market.